Milvionne Chery Copeland, Writer
@milvionne_copeland
A good starter credit card for young adults is the Petal® 2 Visa® Credit Card because it gives 1 - 1.5% cash back on eligible purchases. The card also has a $0 annual fee and accepts people with limited credit history.
There are many good starter cards that can help young adults build or improve their credit. Below, you’ll find some of WalletHub’s editors’ picks for the best starter credit cards for young adults.
Some of the Best Starter Credit Cards for Young Adults
- Best Overall: Petal® 2 Visa® Credit CardLearn MoreLearn More
- Best Overall: Petal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Best Overall: Petal® 2 Visa® Credit CardLearn MoreLearn More
- Rates & Fees Best for Cash Back: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Cash Back: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Cash Back: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Best for Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Best for No Credit: Capital One Platinum Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for No Credit: Capital One Platinum Credit CardLearn MoreLearn Moreon issuer's website
- Best for No Credit: Capital One Platinum Credit CardLearn MoreLearn More
- Rates & Fees Best for Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- Rates & Fees Best for Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- Best for Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn More
- Best for No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Best for No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Best for No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn More
- Best Overall:
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In general, good credit cards for young adults include cards that have low annual fees and credit limits starting at $300+. The best cards give rewards for purchases and report to the major credit bureaus monthly. For more options, check out WalletHub’s complete picks for the best credit cards for young adults.
2025's Best Credit Cards for Young Adults
Popular Credit Cards for Young Adults from Our Partners
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Cash Back
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Students
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Good Credit
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Young Professionals
People also ask
What is a credit card company that gives credit to young adults?
There are several credit card companies that give credit to young adults or those with limited credit history, including Capital One, Citibank, and Petal. The best young adult cards have no annual fees and above-average rewards. They also report your account information to the major credit bureaus on a monthly basis, allowing you to improve your credit inexpensively.
Notable Credit Cards for Young Adults
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To explore more options, you can check out our editors’ latest picks for...
read full answer by Maria Adams, Credit Cards ModeratorWhat is the best credit card for 18 year olds?
One of the best credit cards for 18-year-olds is the Petal® 2 Visa® Credit Card because it rewards cardholders with up to 1.5% cash back on purchases. The card also has a $0 annual fee and is intended for beginners with limited. There’s no security deposit required to open the account, either.
Best Credit Cards for 18-Year-Olds
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- Details, Rates & Fees Best for Rewards:
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- Best for No Credit Check:
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- Details, Rates & Fees Best for a Low Deposit:
- Details, Rates & Fees Best for a Low Deposit:
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- Best for Students:
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- Best for Building Credit:
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As you can see, the best card depends a lot on your financial situation and spending habits. For...
read full answer by WalletHub, Financial CompanyCan you get a credit card at 20?
Yes, you can get a credit card at 20. The minimum age to qualify for your own credit card account is 18 years old, though you will need to demonstrate enough independent income to pay the bills in order to qualify for your first credit card account.
The best type of credit card for 20-year-olds is one with a low annual fee, preferably $0, that accepts applicants with limited or no credit history. Using...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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