WalletHub, Financial Company
@WalletHub
A hotel credit card hold usually is the price of the room, plus tax, and an extra charge of $50 to $200 a day to cover incidentals like room service or mini-bar snacks. However, this can vary widely among hotels. If you don’t incur any incidental charges, you’ll only be billed the nightly rate for your room plus tax. A temporary hold ensures that you can’t spend the money until your stay is over, so you’ll definitely have enough of your credit line available to pay your full hotel bill.
Here’s what you should know about hotel credit card holds:
- Most hotels hold $50 - $200 per night on your credit card for incidentals, on top of the room price.
- A credit card hold should be removed within 24 hours after you check out
- A credit card hold won’t affect your credit utilization. The final charge will.
While a hold will temporarily decrease your spending power, only actual transactions will affect your credit utilization ratio. Your credit utilization is based on the balance listed on your statement at the end of the billing period. And that only reflects actual charges. But a hold just ensures that the hotel can make the charges when it needs to.
Inga Berry, Member
@inga_berry
There is no standard hotel credit card hold. The amount varies from hotel to hotel, but it's never higher than the full cost of accommodation.
emma_glass, Member
@emma_glass
There's no set amount, as the price of a room varies from hotel to hotel.
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