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You can potentially get an invitation for an exclusive credit card by having one or more credit cards with the company that issues the exclusive card, spending a lot of money on those credit cards, and having a very high annual income. However, these actions won’t guarantee an invitation.
All invitation-only credit cards have different criteria for who gets invited to apply. The J.P. Morgan Reserve Credit Card, for example, reportedly sends invitations to people who have at least $10 million in assets managed by J.P. Morgan Private Bank. And the Citi Chairman Credit Card is reportedly only open to people who invest a significant amount in a Citigroup brokerage account.
All that said, invitation-only credit cards keep invitation requirements quiet, which make these reports hard to verify. If none of the actions above work to snag an invitation, at least one invitation-only credit card - the Amex Centurion “Black” Card - now provides a way to nominate yourself for an invitation. That said, filling out the form doesn’t guarantee an invitation.
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People also ask
Which is the most expensive credit card?
The most expensive card is the Centurion® Card from American Express (also called the Amex “Black Card”), because it has an initiation fee of up to $10,000 and a $5,000 annual fee. You have to be invited to even apply for this card and you have to spend (and pay off) hundreds of thousands of dollars annually on Amex cards to get an invitation.
Some credit cards with high annual fees have extra rewards or travel perks, so they...
read full answer by Maria Adams, Credit Cards ModeratorHow do I apply for the American Express Centurion card?
You cannot apply for the Centurion® Card from American Express as it is an invitation-only card. American Express sends invitations to select individuals who meet their strict criteria.
Requirements for a Potential Centurion® Card from American Express Invitation
- Current American Express Cardholder: You typically need to be a current American Express cardholder to be considered.
- High Spending: Demonstrate significant spending on your existing American Express card. Reports suggest spending requirements are upwards of $400,000 to $500,000 annually.
- Credit Score:...
What are the best credit cards for rich people?
One of the best credit cards for rich people is the Centurion® Card from American Express. This card is extremely exclusive, as it’s available only through invitation to high-income, high-spending Amex clients. This card has no preset spending limit, which means that the amount you can spend can change each month based on how much you choose to spend, your credit, and your income, among other factors.
Here are some of the best credit cards for rich people:
... read full answer by William Memphis, WalletHub Credit Card AnalystDid we answer your question?
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