Maria Adams, Credit Cards Moderator
@m_adams
A GameStop Credit Card works like a regular credit card, on a buy-now-pay-later basis. When you use a GameStop Credit Card to make a purchase, you’re borrowing money from the issuer to complete the transaction, and then repaying the amount by the due date, either in part or in full.
If you pay a credit card bill in full each month, you will avoid interest charges. Interest will apply if you do not pay the bill in full, and your credit score will suffer if you don’t make at least the minimum payment due.
How the GameStop Credit Card Works
- Buy now, pay later: The GameStop Credit Card allows you to buy now and pay later, just like any other regular credit card.
- Credit building: The GameStop Credit Card enables cardholders to build credit, unlike debit cards.
- Nice rewards: You get 40 points per $1 spent on all purchases with Pro membership and 20 points per $1 spent on all purchases without Pro membership.
- Exclusive offers: You can get GameStop Pro for free for one year ($25 per year after that).
- Interest charges: If you don’t pay your full balance by the due date each month, interest charges are added to the balance each day.
It’s worth noting that the GameStop Credit Card requires at least fair credit for approval. Using a GameStop Credit Card responsibly, by making payments on time and using your credit wisely, can help you build or maintain good credit. This way, you can potentially access better financial opportunities in the future.
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People also ask
Can I buy now, pay later with a credit card?
Yes, you can use a buy now, pay later feature on many credit cards to pay off large purchases with a low APR or no interest. For example, the Chase “Pay Over Time” program and Citi Flex Pay let you split the cost of a credit card purchase into several equal-sized payments, and these installments then get added to your monthly bill.
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How do I apply for the GameStop Credit Card?
The easiest way you can apply for the GameStop Credit Card is online. Alternatively, you can submit an application at any GameStop location. You won't be able to apply for the GameStop Credit Card over the phone.
Keep in mind that you will need at least fair credit for this card, but the issuer will also take into consideration various other factors, like your credit history, your income and any debts you might have. You can check your credit score for free on WalletHub...
read full answer by Robert Sambrick, WalletHub AnalystCan I use a GameStop Credit Card anywhere?
You can only use a GameStop Credit Card for purchases at GameStop stores and on gamestop.com. This is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers.
The GameStop Credit Card offers:
- 20 points / $1 spent without a GameStop Pro membership
- 40 points / $1 with a Pro membership
- Initial bonus of...
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