Lisa Cahill, Credit Cards Moderator
@lisacahill
Yes, it is typically hard to get a Wells Fargo credit card because all Wells Fargo credit cards require at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will probably be difficult for you to get approved a Wells Fargo credit card.
Minimum Credit Score for Notable Wells Fargo Credit Cards
- Wells Fargo Autograph® Card: Good credit
- Wells Fargo Active Cash® Card: Good credit
- Wells Fargo Autograph Journey℠ Card: Good credit
- Wells Fargo Reflect® Card: Good credit
Keep in mind that while the credit score requirement is the main thing that makes a Wells Fargo credit card hard to get, there are other requirements you will have to meet to get approved. As with all credit cards, you’ll need to have a steady income that’s big enough to handle the card’s credit limit, and you must be at least 18 years old. You’ll also need to have an SSN or ITIN.
Finally, it’s important to note that even if you exceed all of the requirements to get a Wells Fargo credit card, approval is never guaranteed , though your odds are good.
Popular Wells Fargo Credit Cards
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