Maria Adams, Credit Cards Moderator
@m_adams
You can redeem cash back on your Apple Card to make purchases, send money to a friend, transfer money to your account, or pay off your balance.
You can find your Apple Card cash back rewards into your Apple Cash account, in the Wallet app.
How to Redeem Cash Back on Your Apple Card
- Shop through Apple Pay: You can use Apple Pay to pay anywhere it is accepted—in grocery stores, boutiques, restaurants and more. You can also use Apple Pay to make purchases on iTunes, Apple Music, the App Store, iCloud, Apple News+ and more.
- Send money through Messages: You can use Apple Cash to send money to your iMessage friends. Just open a private conversation thread with the person you want to send money to. Tap the "Apple Pay app" icon just above the keyboard, where the rest of your iMessage apps are located. Enter the amount of money you want to send and tap "Pay."
- Transfer money to your bank account: If you'd rather have your Apple Cash in your checking account, you can transfer the money directly from your iPhone. Just open the Wallet app and choose “Transfer to Bank.” Enter the amount you want to withdraw, then tap “Next.”
- Pay off your balance: It's possible to use your Daily Cash earnings to pay towards your Apple Card balance. Open the Wallet app and select your Apple Card. Then, tap the “Pay” button, enter the amount you want to pay, and select “Pay Now.”
It’s also worth noting that your Apple Card’s cash back rewards will never expire. Even if you close the account, the money is still available in Apple Cash within the Wallet app.
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