Is Capital One Visa changing to Mastercard? This question is about Capital One Credit Cards

Is Capital One Visa changing to Mastercard?

Answer Question Report Abuse

This question is about Capital One Credit Cards

Adam McCann, Financial Writer

@adam_mcan • 04/19/22 This answer was first published on 10/06/21 and it was last updated on 04/19/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

Some Capital One Visa cards have changed from VISA to Mastercard in recent years, including the Capital One Quicksilver Cash Rewards Credit Card. This change only applies to new accountholders, though, and it is not a universal switch for all Capital One Visa cards.

It doesn't make much difference whether a Capital One credit card is a Visa or a Mastercard. Visa and Mastercard are the two most widely-accepted payment networks. They can be used at around 11 million merchants across the U.S. and in more than 200 countries and territories. Most places that accept one network will also take the other, with few exceptions.

Visa and Mastercard offer the same basic credit card benefits, too. They both guarantee zero liability for fraudulent charges, provide identity theft protection, and have 24/7 customer service.

Answer Question

Is Capital One Quicksilver a Visa or Mastercard?

The Capital One Quicksilver card is a Mastercard. That means you can use your Capital One Quicksilver at millions of merchant locations in more than 210 countries and territories. However, it is worth noting that networks are subject to change and there are both Visa and Mastercard versions of the card. Online applicants can see the network logo at the top of the application form.

Here’s what you should know about the Capital One Quicksilver card:

Card network-level...

read full answer

Is Capital One Visa or Mastercard?

Capital One cards can be on the Visa or Mastercard network. Both Visa and Mastercard are accepted pretty much everywhere worldwide and both card networks offer good benefits, so it doesn't really matter whether your Capital One credit card is a Visa or a Mastercard.

The best Capital One Mastercard is the Capital One Savor Cash Rewards Credit Card. This card offers a bonus of $300 for spending $3,000 in the first 3 months. Plus, the card gives 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats). Capital One Savor has a $95 annual fee.

The best Capital One Visa is the Capital One Venture Rewards Credit Card. The card’s initial bonus is 75,000 miles for spending $4,000 in the first 3 months....

read full answer

Which card is better, Visa or Mastercard?

Visa and Mastercard are tied in the categories that matter most to consumers. Both Visa and Mastercard are accepted in more than 200 countries, and it is rare to find a location that accepts one but not the other. Furthermore, both Visa and Mastercard administer certain benefits programs, including rental car insurance and extended warranties. But individual card issuers decide what coverage cardholders receive.

So it doesn’t really matter whether you have a Visa or Mastercard in...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.