Adam McCann, Financial Writer
@adam_mcan
No, the Chase Sapphire Preferred® Card is not considered to be a high-end credit card, though it may offer a greater value than some of the more expensive high-end cards. Cardholders can save money with 1 - 5 points per $1 on purchases for a $95 annual fee.
High-end cards typically come with luxury perks that justify a higher annual fee, though these cards may not be worth it if you don’t take advantage of their perks. You can compare the Chase Sapphire Preferred with the most exclusive credit cards and the best credit cards overall to make sure you find the best fit for your spending habits and lifestyle.
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What is the highest end credit card?
The highest-end card is The Platinum Card® from American Express. It has a wide array of high-end benefits, including airport lounge access and yearly credits for things like fees on a pre-selected airline, Uber charges, hotel stays, and Saks Fifth Avenue purchases (benefits require enrollment). American Express Platinum card also has a high-end annual fee, at $895, and it’s only available to people with good credit or better.
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To be clear, the best high-end...
read full answer by Adam McCann, Financial WriterDoes Chase have a luxury card?
Yes, Chase has luxury credit cards. The best Chase luxury card is the Chase Sapphire Reserve® card, which has an annual fee of $795 and requires Excellent credit but rewards cardholders with 1 - 8 points per $1 on purchases and provides perks such as $300 annual travel credit and airport-lounge access. There is an initial bonus of 125,000 points for spending $6,000 in the first 3 months, too.
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Since luxury cards are very expensive, it’s important to make sure you will get...
read full answer by Adam McCann, Financial WriterWhat kind of card is the Chase Sapphire Preferred Card?
The Chase Sapphire Preferred® Card is a rewards credit card for people with good credit that offers 5 points per $1 spent on travel purchased through Chase Travel℠, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. It has an annual fee of $95.
Key Facts About the Chase Sapphire Preferred Card
- Type of credit card: Rewards credit card
- Rewards: 5 points per $1 spent on travel purchased through Chase Travel℠, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases
- Initial bonus: 75,000 points for spending $5,000 on purchases in the first 3 months
- APR: 19.99% - 28.24% (V)
- Annual fee: $95
- Credit required: good credit
- Foreign transaction fee: $0
You can learn more about the best rewards credit cards on WalletHub.
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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