Maria Adams, Credit Cards Moderator
@m_adams
The best Macy's Credit Card promotion is a 30% discount on purchases made the day you open the account and the day after. To get this Macy's Credit Card promotion, cardholders must open and use the card. There are a few other noteworthy Macy's Credit Card promotions to take advantage of as well.
Macy's Credit Card Promotions for December 2025
- A 30% discount on purchases made the day you open the account and the day after
Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the Macy's Credit Card to take advantage of the offer while it’s available. Another factor in your decision to apply should also be whether this card will continue to be worthwhile even after its limited-time promotions end.
To stay on top of the latest offers, check out WalletHub’s editors’ picks for the best credit card promotions, which are updated regularly.
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People also ask
Can I get a cash advance on my Macy's credit card?
To get a Macy's Credit Card cash advance:
- Call Citibank customer service at 1 (888) 257-6757 and request a PIN, if you don’t already have one.
- Insert the credit card at an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the credit card from the ATM.
It’s important to note that a Macy's Credit Card cash...
read full answer by Syd Jones, WalletHub Credit Card AnalystHow is Macy's new credit card different?
Macy's Credit Card isn’t a new card, but it’s different from the store card, as it’s made in partnership with American Express in order to enhance the shopping benefits. Macy's Credit Card offers saving opportunities and perks.
Macy's Credit Card Rewards
- Get 30% off (up to $100) when you apply, get approved, and use your card on purchases made the same day.
- All members get 25% off any day of choice with Star Passes. Savings events and more.
- Gold (Annual Spend more $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases.
- Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.
- Limited-time offer: Get 10% back (10 points/$1) in rewards on qualifying restaurant purchases, including delivery and takeout until 12/31/25.
- Get 3% back (3 points/$1) in rewards at Restaurants including food delivery, 2% back (2 points/$1) in rewards at Gas Stations & Supermarkets. 1% back (1 point/$1) in rewards everywhere else.
- Once you earn a Star Money reward, you can use at Macy’s except gift cards, services & fees. Once you accumulate 1,000 points, a $10 Star Money reward will be issued. Exclusions apply.
Macy's Credit Card requires at least a good credit to qualify and has a $0 annual fee. The card is great for those who regularly shop at Macy’s, making cardholders eligible for special discounts throughout the year.
read full answer by Maria Adams, Credit Cards ModeratorHow can I get a Macy's virtual credit card?
You cannot get a virtual credit card number for your Macy's Credit Card through Department Stores National Bank because it does not offer this service. You can, however, get a virtual card number for your Macy's Credit Card through Click to Pay instead.
To enroll in Click to Pay with a Macy's Credit Card, go to the Click to Pay website and click the “Enroll now” button. You can also just click the square icon with two arrows pointing to...
read full answer by Cameron DiGiovanni, WriterDid we answer your question?
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