Hector Molina, WalletHub Analyst
@hectormolina
Hilton credit cards are better than Marriott credit cards overall, based on the welcome bonus offers and travel benefits they offer. However, choosing between the two credit card brands comes down to which specific card meets your individual needs. You should also take into account how frequently you stay at these two hotel chains in order to make a decision.
Between these two massive hotel brands, there are 9 co-branded credit cards available: 4 for Hilton and 5 for Marriott, from which 7 cards are for consumers and 2 for small business owners. They all require good credit or better for approval and offer different levels of hotel perks. Each brand has a card with no annual fee, too.
Marriott vs. Hilton Credit Cards
| Category: | Marriott Credit Card | Hilton Credit Card | Winner |
| Ongoing Rewards: | Hilton | ||
| Initial Bonus Offer: | Hilton | ||
| Travel Perks: | Hilton | ||
| No Annual Fee: | Hilton | ||
| For Business: | Hilton |
As you can see, Hilton credit cards offer more value to frequent travelers. However, the decision really comes down to your hotel preferences. For instance, if you’re a big spender and stay at Hilton frequently, you should consider the Hilton Honors Aspire Credit Card. If you’re loyal to Marriott hotels though, and would like to pay a lower annual fee, check out the Marriott Bonvoy Boundless card.
If you cannot decide between the two, you should consider getting a general travel credit card, like the Chase Sapphire Preferred® Card. This card offers 5 points / $1 spent on any travel purchases booked through the Chase Travel portal.
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