William Drake, WalletHub Analyst
@will_drake
You can check your Merrick Bank application status by phone at (800) 253-2322. The representative will track your Merrick credit card through the reference code you were given at the time of application.
If you’re already a Merrick Bank customer, you can also check your application status through your online account.
What you should know about the Merrick Bank credit card approval process:
It usually takes anywhere from two business days to two weeks to get approved for a Merrick Bank credit card. If you’re approved, your new credit card should reach you in about 7-10 business.
In case your application is denied, you could try calling (800) 204-5936 to ask the issuer for a reconsideration. There's no guarantee they will change their decision, but it's definitely worth a try.
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