How can I check my Merrick Bank application status?

Once you're approved for a Merrick Bank credit card, it should take up to 2 weeks to arrive by mail. However, keep in mind that the application process might take up to 2 weeks as well.

If you’re not tied to Merrick Bank as an issuer, you should consider applying for an … read full answerinstant approval credit card that you can use right away. This way, you’ll get an instant decision and you don’t need to wait for the physical card to arrive to make purchases.

You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.… read full answer

All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.

How to Check Your Credit Card Application Status with Major Issuers:

Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.

Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied.

If you’re instantly approved for the credit card that you apply for, you should see the good news on your screen within a minute of submitting your application. Whether or not you’re approved instantly, you’ll receive notice of the issuer’s decision via email. This could take up to 14 business days… read full answer, but applications are generally processed after that.

Finally, if you’re approved for a credit card, you will receive the card in the mail within 7-10 business days of approval. If you would like to check the status of your application, we recommend calling the issuer’s customer service department. Some credit card companies also let you check on their website.