William Drake, WalletHub Analyst
@will_drake
You can check your Merrick Bank credit card application status by calling 1-800-204-5936. When you call, you’ll need to provide your name and application reference code so that Merrick Bank can match you to your application. You cannot check your Merrick Bank application status online.
How to Check Your Merrick Bank Credit Card Application Status
- Call 1-800-204-5936.
- Follow the prompts that lead to an application status check or connect with a representative and tell them you’d like to check your application status.
- Give your name and application reference code when asked.
- Listen for the automated voice or customer service rep to tell you if your application is pending, approved, or denied.
You should receive a decision on your Merrick Bank credit card application within 2 business days to 2 weeks. In many cases, you'll get a response within seconds. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
You may get bad news when you check your application status, but don't lose hope. If you get denied, you can still call Merrick Bank at 1-800-204-5936 and ask them to reconsider.
Popular Credit Cards for Bad Credit from Our Partners
-
Building Credit
-
No Deposit
-
No Credit Check
-
Rewards
People also ask
How long does it take to get approved for a credit card?
It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be instantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10...
read full answer by WalletHub, Financial CompanyWhen is the best time to apply for a credit card?
The best time of year to apply for a credit card is October through December, judging by the higher rate of new accounts being opened then. The busy holiday shopping season and the attractive bonus offers that credit card companies have been known to roll out around then have a lot to do with Q4 being a good time to apply.
More generally, the best time to apply for a credit card is after...
read full answer by WalletHub, Financial CompanyHow do I get a credit card for the first time?
To get a credit card for the first time, you must be at least 18 years old and have enough income to afford monthly credit card payments, in addition to your other expenses. The minimum payments on a starter credit card usually are around $15 per month.
The two basic steps involved in getting a credit card for the first time are to: 1) compare credit card offers designed specifically for people with limited or no...
read full answer by Adam McCann, Financial WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.