However, there are plenty of good options you could choose from available on the market. You can check out our editors’ latest picks for the best business cards with rewards and weigh your options.
The best cash back business credit card is the Capital One Spark Cash Plus because it offers unlimited 2% cash back on all purchases. Capital One Spark Cash Plus also has an initial bonus of $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months. There is an annual fee of $150, and applicants need excellent personal credit for approval.
It’s also worth mentioning that you shouldn’t forget about cash back credit cards meant for personal use. There are some really great deals right now, especially if you don’t plan to spend enough to qualify for a business card’s initial bonus.
With the Chase Ink Business Unlimited, you get 1.5% cash back on all purchases, a 0% introductory APR period for purchases (followed by a standard regular APR), and a rich sign-up bonus.
The U.S. Bank Business Triple Cash offers 5% cash back on prepaid hotels and car rentals booked in the Rewards Center, 3% cash back at restaurants, 3% back on single gas purchases of $200 or less, 3% cash back on cell phone/service provider and office supply purchases, as well as 1% back on all other purchases, a generous 0% introductory APR period for purchases (followed by a standard regular APR).... read full answer
The Bank of America Customized Cash Rewards Business Card has a slightly different approach, with flexible rewards. You earn 3% cash back on your choice of one out of six categories and 2% cash back on dining (for the first $50,000 combined in these 2 categories per year), as well as 1% back on all other purchases.
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