James W Reed, Credit Cards Moderator
@jameswreed
The opensky does not have a credit score requirement because it doesn’t do a credit check. While your credit score won’t impact your approval odds, the opensky does require you to be at least 18 years old, have a Social Security number, and earn enough income to make minimum monthly payments.
Like all no-credit-check credit cards, the opensky is a secured card, meaning it also requires a refundable security deposit. You can learn about other no credit check credit cards right here on WalletHub.
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People also ask
How long does it take to improve my credit score with an opensky credit card?
It takes 1-3 months for opensky to improve your credit score, depending on how you manage your account. Nearly 50% of opensky cardholders who pay their bills on time during the first 6 months see a credit score increase of 40 points or more, according to the company.
The opensky® Secured Visa® Credit Card reports account information to the credit bureaus once a month, so it will help improve your credit score over time if used responsibly. Thus,...
read full answer by Chip Lupo, Credit Card WriterCan you rent a car with an opensky credit card?
Yes, you can rent a car with the opensky Credit Card. The card is on the Visa network. That means you can use the opensky Credit Card at 10.7 million merchant locations in the U.S., as well as with millions more merchants across 200 countries and territories worldwide, including car rental agencies.
Keep in mind, rental companies typically place a hold on your payment account to cover incidentals. So you’ll need to have enough...
read full answer by WalletHub, Financial CompanyHow can I increase my credit score quickly?
The fastest ways to improve your credit score are to pay down your balances, dispute incorrect information on your credit report, make more frequent payments, and reduce credit utilization. Credit utilization (how much of your credit limits you use each month) contributes to a portion of your credit score that accounts for 20% - 30% of your overall score. So, an adjustment there can result in a big credit boost pretty quickly. Similarly, you can dispute...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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