John Miller, Credit Cards Moderator
@john_miller
The starting credit limit for the opensky Plus Credit Card is at least $300. Since this is a secured card, you will need to fund that amount into a security deposit.
After you’ve funded your initial deposit, you can get a higher credit limit by adding more money to your deposit. Opensky may also review your account after 6 months of on-time payments, to see if you’re eligible for a credit line increase. An automatic credit line increase does not require you to add more money to the security deposit.
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People also ask
How can I get an opensky credit limit increase?
You can get an opensky credit limit increase by making a request through your online account and adding more funds to your security deposit if you're approved. opensky does give credit limit increases, but you must request them.
How to Get an opensky Credit Limit Increase
- Log in to your opensky online account.
- Choose the "Request Credit Line Increase" option in the "Account Services" section.
- Submit your request.
- If approved, you’ll...
Can you have more than one opensky Credit Card?
Yes, you can have up to two opensky credit card accounts.
However, it would be a good idea to ask yourself why you would need two of the same credit card. Having two different credit cards allows you to adopt the Island Approach, and cover different financial needs. For example, you could apply for a rewards credit card.
If you need help picking a new credit card, feel free to check out WalletHub's free CardAdvisor tool for...
read full answer by William Memphis, WalletHub Credit Card AnalystWhat bank issues opensky Secured Visa Credit Card?
The opensky® Secured Visa® Credit Card is issued by Capital Bank, an FDIC-insured bank founded in 1999 and headquartered in Rockville, Maryland. Other Capital Bank credit cards include the opensky® Plus Secured Visa® Credit Card and opensky® Launch Secured Visa® Credit Card.
The opensky is intended for applicants with bad credit and has a $35 annual fee.
To learn more about the opensky, you can take a look at WalletHub's full editorial review.
read full answer by WalletHub, Financial CompanyDid we answer your question?
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