Chip Lupo, Credit Card Writer
@CLoop
The PenFed Pathfinder® Rewards Visa Signature® Card interest rate is 17.99% (V). This PenFed Pathfinder card interest rate is variable, meaning it can change based on certain economic conditions.
The PenFed Pathfinder card also offers new cardholders an introductory interest rate of 0% for 12 months on balance transfers. Balance transfers are subject to a fee of 3%. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. In addition, there are a few other PenFed Pathfinder interest rates you should be aware of.
PenFed Pathfinder Interest Rates
- Regular APR: 17.99% (V)
- Intro Balance Transfer APR: 0% for 12 months
- Cash Advance APR: 17.99%
The PenFed Pathfinder card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a balance on your PenFed Pathfinder card, it will accumulate interest daily at the card's regular APR.
You can learn more by reading WalletHub’s guide to credit card interest rates.
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People also ask
What is the highest credit card interest rate?
The highest credit card interest rate in recent memory was 79.9% on a card offered by First Premier Bank in 2010 but that offer’s not available anymore. The current highest credit card interest rate is 36% on the First PREMIER® Bank Mastercard Credit Card.
The next highest credit card interest rate seems to be 35.99%, charged by the Total Visa® Card and the Milestone® Mastercard®. These rates are very high when you consider that the average interest rate is only around 22.76%.
... read full answer by Jane Parker, WalletHub Credit Card AnalystHow do I find the interest rate on my credit card?
You can easily find the interest rate on your credit card by looking at your monthly credit card statements, your online account, or your cardmember agreement. Your interest rate will be there in the form of an annual percentage rate (APR). As “annual” implies, an APR is the cumulative interest rate for a whole year, but you can use it to calculate your actual interest charges from day to day or month to month.
How...
read full answer by Christie Matherne, Credit Card WriterDid we answer your question?
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