Chip Lupo, Credit Card Writer
@CLoop
Best Prepaid Business Credit Cards of 2025
The closest things to prepaid business credit cards are secured business credit cards and prepaid cards for business. A secured business credit card requires a refundable security deposit that becomes your spending limit, which means you’re basically pre-paying for your purchases while you build credit. Business prepaid cards allow small businesses to load funds onto the card, which can then be used for business expenses, but these cards do not build credit.
Popular Best Prepaid Business Cards in 2025
- PEX Visa® Base Business Prepaid ExpenseLearn MoreLearn More
- PEX Visa® Base Business Prepaid ExpenseLearn MoreLearn Moreon issuer's website
- PEX Visa® Base Business Prepaid ExpenseLearn MoreLearn More
- Dash™ Commercial Prepaid Mastercard®Learn MoreLearn More
- Dash™ Commercial Prepaid Mastercard®Learn MoreLearn Moreon issuer's website
- Dash™ Commercial Prepaid Mastercard®Learn MoreLearn More
- Emburse Visa Business Prepaid CardLearn MoreLearn More
- Emburse Visa Business Prepaid CardLearn MoreLearn Moreon issuer's website
- Emburse Visa Business Prepaid CardLearn MoreLearn More
- MeshPay Business Virtual Reloadable Prepaid / Debit Visa® CardLearn MoreLearn More
- MeshPay Business Virtual Reloadable Prepaid / Debit Visa® CardLearn MoreLearn Moreon issuer's website
- MeshPay Business Virtual Reloadable Prepaid / Debit Visa® CardLearn MoreLearn More
Best Secured Business Credit Cards in 2025
It is worth noting that personal secured cards can also work for business owners with bad credit or little-to-no borrowing experience. And while there’s no law against using a personal credit card for business purposes, doing so may violate the card’s terms and conditions. Always read the fine print before you make any business purchases on a personal credit card account.
People also ask
What is the easiest business credit card to get?
The easiest business credit cards to get are secured business credit cards, such as the Bank of America® Business Advantage Unlimited Cash Rewards Secured credit card. It accepts applicants with bad credit and doesn't even require a minimum credit score, making it very easy to get. This card also rewards you with 1.5% cash back on all purchases and has a $0 annual fee.
Easiest Business Credit Cards to Get in 2025
- Best for Bad Credit: Business Advantage Unlimited Cash Rewards Secured Card
- Best for No Credit: Capital One Spark Classic for Business *
- Best for 0% APR and...
What credit score do you need for a business credit card?
You need a credit score of at least 700 to get one of the best business credit cards. Most premium business credit cards require you to have good or excellent credit to qualify for approval, though business owners with fair credit (640+ credit score), limited credit history, or poor credit can still find decent options. Essentially, business credit cards are available for all credit levels, but the best offers go to those with higher scores.
Note that...
read full answer by Maria Adams, Credit Cards ModeratorIs it hard to get a business credit card?
Most business credit cards are fairly easy to get as long as you have a good or excellent personal credit and your business is verifiable. Business credit cards don’t require a minimum revenue or time in business, so you can apply even if your business is new and has no employees.
You can even get approved for some business cards even with bad credit or no credit history. To learn more, check out our...
read full answer by Peter Renteria, MemberDid we answer your question?
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