Maria Adams, Credit Cards Moderator
@m_adams
Yes, Ross does have two credit cards, the Ross Credit Card and the store version of this card, the Ross Store Card. The Ross Credit Card can be used virtually anywhere credit cards are accepted, while the Ross Store Card is only accepted at Ross Dress for Less stores.
Ross Credit Card vs. Ross Store Card
| Category | Ross Credit Card | Ross Store Card |
| Initial Bonus | 10% off a purchase at Ross Dress for Less | 10% off a purchase at Ross Dress for Less |
| Ongoing Rewards | 5% back for purchases at Ross Dress for Less,1% back for all other purchases | 5% back for purchases at Ross Dress for Less |
| Annual Fee | $0 | $0 |
| Acceptance | Everywhere Mastercard is accepted | Ross Dress for Less stores |
| Credit Requirement | Good credit or better | Fair credit or better |
To apply for either the Ross Credit Card or the Ross Store Card, you can visit the Ross website or your local Ross Dress for Less store. You will be notified immediately about your approval online or on your mobile phone. If not approved instantly, you will receive a decision by mail within 10 to 14 days.
The Ross Credit Card: Versatility & Rewards
Overall, the Ross Credit Card is better because the card can be used anywhere Mastercard is accepted. This card offers rewards on all purchases, too. The Ross Store Card is still a very good option for people who shop at Ross Dress for Less frequently, and it also has more lenient approval requirements.
Before applying for either card, you can check your credit score for free on WalletHub.
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People also ask
How do I apply for the Ross Credit Card?
The easiest way you can apply for the Ross Credit Card is online. Alternatively, you can apply for this card by visiting your nearest Ross Dress for Less store. Unfortunately, you cannot apply for a Ross Credit Card over the phone. It’s worth noting that if you don’t qualify for the Ross Credit Card, you will be considered for the Ross Store Card, instead.
Both cards offer generous rewards, and the Ross Credit Card can be used everywhere Mastercard credit cards are accepted. The Ross Store Card, on the other...
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Easiest Store Credit Cards to Get
- Potential for Low APR:
- Potential for Low APR:
- Potential for Low APR:
- Potential for Low APR:
Ongoing Rewards: N/A
Annual Fee: $0
Minimum security deposit: N/A
Credit requirement: Accepts people with...
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Ross has a store card and Mastercard branded card through Comenity Bank. It has for a few months now.
@timt7: my mistake so sorry!!
FYI Ross does have a credit card and it’s under Bealls Family of credit cards. I took a photo but of course I’m not able to post the proof photo. 3/12/22 4pm this is what the credit/debit machine said! Once again I’m not able to post a photo so I typed it out for the people that didn’t know!!! Congratulations, ************ You are pre-approved for a Bealls Family of Credit Cards! To accept, please press the green ACCEPT button to save 10% today.