Alice Kane, WalletHub Analyst
@Alice_K
You can get a Sears Credit Card cash advance at any ATM that accepts Mastercard. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.
Note that you can’t do a cash advance at all with the Sears Store Card – only the Mastercard version allows cash advances.
Sears Credit Card Cash Advance Details
- Cash advances come with high APRs: The Sears Credit Card cash advance APR is 33.24% (V), which will start accruing interest immediately, with no grace period.
- There is a cash advance fee: The fee for a Sears Credit Card cash advance is 5% (min $5). ATM-owner fees might also be included.
- Cash advances require a PIN: To use a Sears Credit Card for cash advances at an ATM, you will need a PIN. If you don’t already have one, you can make a request over the phone at (800) 669-8488.
It is worth noting that cash advances are really expensive. So, it would be best to avoid using your Sears Credit Card for cash advances, unless it’s absolutely necessary.
Please note that the Sears Credit Card may no longer be available to new applicants. Information presented on this page may no longer be accurate.
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