John Miller, Credit Cards Moderator
@john_miller
Yes, you should get a credit card to fix your car if you’re confident that you can pay the bill in full before the due date. Otherwise, you’ll be charged interest on any unpaid balance, which can significantly increase the cost of the repair overtime, or offset any potential rewards.
If you don’t anticipate paying the balance anytime soon, then you should get a credit card that offers a 0% introductory APR. This way, you can carry a balance from month to month and not have to worry about interest for a while.
Notable Credit Cards for Auto Repairs
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn More
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn More
- No Annual Fee: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
- No Annual Fee: U.S. Bank Shield™ Visa® CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
- Fair Credit: Synchrony Car Care™ Credit CardLearn MoreLearn More
- Fair Credit: Synchrony Car Care™ Credit CardLearn MoreLearn Moreon issuer's website
- Fair Credit: Synchrony Car Care™ Credit CardLearn MoreLearn More
- Cash Back:
- Long Intro APR:
- No Annual Fee:
- Fair Credit:
If you’d like to explore more options, you can also check our editors’ picks for the best rewards and intro APR credit cards on the market.
People also ask
Should you pay off a credit card or a car loan first?
It’s better to pay off a credit card first, before a car loan, in almost all cases. Credit cards tend to have far higher APRs than car loans. The average APR for all cards in circulation is around 21%, and the average for new offers is 22.76%. With car loans, the average APR is around 3% - 6%, depending on what type of lender finances the loan and whether the car is new or used.
Whichever...
read full answer by Adam McCann, Financial WriterWhat is the easiest auto repair credit card to get?
The easiest auto repair credit cards to get include the Firestone Credit Card and the Tires Plus Credit Card, which are available to people with fair credit or better. Most auto repair store cards are also easy to get, but these two cards will net you more value than other options for fair credit or lower.
If you have no credit or bad credit, you may want to consider a card like the Capital One Quicksilver Secured Cash Rewards Credit Card, which gives 1.5% cash back...
read full answer by Erinn Dimond, WalletHub WriterDid we answer your question?
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