Maria Adams, Credit Cards Moderator
@m_adams
One of the best credit cards with instant approval for students with bad credit is the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees). This card offers 1.5 - 5% cash back on purchases and has a $0 annual fee. Chances are you will get an instant decision in case your application can be immediately verified. Otherwise, it might take several business days to receive an answer.
Another good option is the opensky® Plus Secured Visa® Credit Card which requires no credit check while applying and has a $0 annual fee.
Notable Instant Approval Credit Cards for Students with Bad Credit
- Rates & Fees Cashback: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cashback: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Cashback: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- No credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn More
- Rates & Fees Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn More
- Rates & Fees Build Credit: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Build Credit: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Build Credit: Capital One Platinum Secured Credit CardLearn MoreLearn More
- Cashback:
- No credit Check:
- Unsecured:
- Build Credit:
You can also check out our editors’ latest picks for the best credit cards for bad credit on the market to weigh your options.
Keep in mind that there are no specific credit cards for students with bad credit, since students usually have no credit or only have limited history. But if you happen to be a student and have a bad credit, the best thing to do is to get a secured card and use it responsibly to rebuild your credit.
Popular Student Credit Cards in October 2025 from Our Partners
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Dining & Entertainment
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Cash Rewards
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No Credit Check
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Good Credit
People also ask
How can I get a credit card with bad credit?
You can get a credit card with bad credit by applying for a secured credit card or an unsecured credit card for bad credit. Secured cards have lenient credit score requirements, making them accessible even if you have bad credit. But you will have to place a refundable security deposit that will serve as your credit limit.
Some secured credit cards don’t even check an applicant’s credit history, which means there’s no hard pull to hurt your credit score further. Plus, past...
read full answer by John S Kiernan, Managing EditorDid we answer your question?
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