Maria Adams, Credit Cards Moderator
@m_adams
There are several types of Discover cards spanning a wide range of categories; cash back, travel, low interest, student, bad credit, and more. All Discover cards have $0 annual fees and 0% foreign transaction fees. Plus, Discover matches all rewards earned during the first year for new cardmembers on all their cards.
Discover is a card network, yet it also issues its own credit cards. All Discover cards offer a minimum of 1% back in rewards on purchases. Some cards give 5% cash back on purchases in select bonus categories that rotate each quarter, require activation and have a quarterly limit. Others offer 2% back on certain categories, up to a quarterly limit. Depending on the card, you may also get introductory 0% APRs for a certain period on purchases and/or balance transfers (followed by a regular standard rate).
Here are the main types of Discover cards:
- Cash back: Discover it® Cash Back, Discover it® Chrome, NHL® Discover it® and more
- Travel: Discover it® Miles
- Students: Discover it® Student Cash Back and Discover it® Student Chrome
- Bad credit / no credit: Discover it® Secured Credit Card
- Low intro APR: Discover it® Cash Back, Discover it® Miles and more
Discover offers credit cards for nearly every need and preference imaginable. With the exception of Discover it Secured Credit Card (bad/no credit) and the student cards (limited credit), you need a minimum of good credit to be eligible for a Discover card. The downside is that Discover cards aren’t as widely accepted abroad as credit cards on the Visa and Mastercard networks.
The NHL® Discover it® is not currently available on WalletHub and may be out of date.
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People also ask
Is Discover a good credit card company?
Discover is a good credit card company, ranking third-best in customer satisfaction and offering cards with $0 annual and foreign transaction fees. Plus, Discover rewards users with at least 1% cash back on purchases and will match new cardholders' earnings from their first year as a special anniversary gift. Most Discover cards also offer 0% introductory APRs on purchases and balance transfers (with a standard variable rate applying after that).
Reasons Discover is a...
read full answer by Maria Adams, Credit Cards ModeratorWhat's the minimum credit score needed for Discover cards?
The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there’s no minimum credit score requirement, such as the Discover it® Secured Credit Card which you might be able to get with a below-average credit score (below 640).
Minimum Credit Score Needed for Each Discover Card
- Discover it® Secured Credit Card: No minimum score, applicants with bad credit are eligible for approval (below 640).
- Discover it® Student Cash Back: Available to applicants...
Where is a Discover card accepted internationally?
A Discover card is accepted in over 200 countries and territories internationally. That includes India, Israel, Jamaica, Japan, Puerto Rico, the United Arab Emirates and most other popular destinations for American business and vacation travelers. But just because a Discover card is accepted by at least some merchants in a given country does not mean you should rely on it exclusively. Even Discover classifies its acceptance as low in places like Australia and Egypt. So, you...
read full answer by Wayne Iversen, MemberDid we answer your question?
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