Maria Adams, Credit Cards Moderator
@m_adams
The only United Airlines credit card with no annual fee is the United Gateway℠ Card. The United℠ Explorer Card also comes with a $0 annual fee, but only for the first 12 months. After that, the card’s annual fee jumps to $95.
If you’re willing to look outside of the United Airlines branded cards, there are plenty of other good airline credit cards that have no annual fee.
Notable Airline Credit Cards With No Annual Fee in 2023
Generally, airline rewards cards charge an annual fee because some of the rewards and benefits these cards offer are not cheap. Charging an annual fee allows the issuer to recoup some of the costs of those perks.
However, if you’re not a frequent traveler, or don’t plan to make any big purchases over the course of a year, sticking with a United Airlines credit card with no annual fee is probably the safer bet.

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