The only United Airlines credit card with a $0 annual fee is the United Gateway℠ Credit Card. You’ll get a 20,000 miles bonus when you spend $1,000 in the first 3 months, and 1 - 2 miles per $1, depending on the type of purchase.
A credit card with no annual fee can save you anywhere from $25 to more than $550 a year over cards that charge annual fees. An annual fee will appear on your statement, usually on the statement following your card anniversary date. The fee is entered on your statement as a charge, just like a purchase. It will also reduce your credit limit by the amount of the fee. Annual fees do not earn reward points or miles.
There are a few reasons why a credit card would charge an annual fee. The primary reason for airline rewards cards such as United is that some of the rewards and benefits its cards offer are not cheap. Charging an annual fee allows them recoup some of the costs of all of those perks.
Here are some good miles credit cards with no annual fee:
The truth is, some cardholders regard an annual fee as the cost of doing business, and will pay the fee once a year, knowing that it will pay for itself down the road.
The flipside is that others may never fly or earn enough rewards to justify the cost of any annual fee. If you’re an infrequent traveler, or don’t plan to make any big purchases over the course of a year, sticking with a United Airlines credit card with no annual fee is probably the safer bet.
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