Chip Lupo, Credit Card Writer
@CLoop
The First Hawaiian Bank United MileagePlus Credit Card foreign transaction fee is 0%. This means you won’t be subject to an additional charge whenever you use the First Hawaiian Bank United MileagePlus Credit Card outside of the United States. Whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant, you won’t have to pay extra.
To learn more, refer to our guide on foreign transaction fees and our editors’ picks for the best credit cards without foreign fees.
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People also ask
What does no foreign transaction fee mean?
No foreign transaction fee means that a credit card or debit card does not include a surcharge for international purchases. In other words, a consumer won’t be charged extra for using the card outside of the U.S. Foreign transaction fees are usually charged as a percentage of every transaction made abroad.
Key Things to Know About Foreign Transaction Fees
- When the fees apply: You owe a foreign transaction fee any time you buy something...
How do you calculate a foreign transaction fee?
To calculate a foreign transaction fee, simply multiply the percentage your credit card charges for the fee by the total of your international purchase. Foreign transaction fees are typically around 3% of each transaction, and that amount is added to your purchase. While 3% may not seem like a huge price to pay, these fees can add up over many transactions, whether you’re shopping on foreign soil or through a website based outside of the...
read full answer by Chip Lupo, Credit Card WriterWhich United Airlines credit card has no annual fee?
The only United Airlines credit card with no annual fee is The New United Gateway℠ Card. There is also The New United℠ Explorer Card, which comes with a $0 annual fee but only for the first 12 months. After that, the card’s annual fee jumps to $150.
If you’re willing to look outside of the United Airlines branded cards, there are plenty of other good airline credit cards that have no annual fee.
Notable Airline Credit Cards with No Annual Fee in 2025
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- Rates & Fees Terms ApplyBest for Delta:
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- Details, Rates & Fees Best for Any Airline:
- Details, Rates & Fees Best for Any Airline:
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- Best for United Airlines:
- Best for American Airlines:
- Best for Delta:
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Generally, airline rewards...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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