Chip Lupo, Credit Card Writer
@CLoop
The U.S. Bank Business Platinum Card credit limit is usually around $5,000 to start, according to forum posts, and some cardholders report limits as high as $35,000. U.S. Bank does not include any specific U.S. Bank Business Platinum Card credit limit information in the card’s terms, though.
For the most part, U.S. Bank Business Platinum Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the U.S. Bank Business Platinum Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the U.S. Bank customer service number on the back of your card, but it’s best not to ask more than once a year. U.S. Bank will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with U.S. Bank.
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People also ask
What is the U.S. Bank Business Platinum Card credit score requirement?
The U.S. Bank Business Platinum Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the U.S. Bank Business Platinum Card. U.S. Bank evaluates applications based on a review of the applicant's personal credit history, since cardholders must personally pay off any debts the business cannot.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the U.S. Bank Business Platinum Card....
read full answer by Chip Lupo, Credit Card WriterIs the U.S. Bank Business Platinum Card easy to get?
The U.S. Bank Business Platinum Card is not easy to get for the average person. The U.S. Bank Business Platinum Card is available to business owners and authorized representatives who have good credit or better, meaning a score of 700+. A sufficient credit score is not the only requirement for approval, either.
U.S. Bank Business Platinum Card Requirements
- Credit requirement: good credit or better
- Age requirement: 18+
- Citizenship requirement: U.S. citizen or permanent resident
- ID requirement: SSN or ITIN
- Income...
What is the U.S. Bank credit limit?
U.S. Bank credit limits are $300 at a minimum, depending on the card. The U.S. Bank credit card with the highest starting credit limit is the U.S. Bank Secured Visa® Card, which has a maximum credit limit of $5,000, depending on the deposit amount.
Don’t be surprised if you can’t find any credit limit details in the U.S. Bank card terms, since U.S. Bank doesn’t list the minimum credit limit for many of its credit cards. You’ll find...
read full answer by Cameron DiGiovanni, WriterDid we answer your question?
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