Sydney Garth, Credit Cards Moderator
@sydneygarth
You can check your USAA credit card application status online or by phone at 1 (800) 531-8722. It should only take a few minutes to find out whether your USAA application is approved, denied, or pending.
How to Check Your USAA Credit Card Application Status Online
- Create a a USAA account if you don’t already have one and log in to USAA’s website.
- Go to your Inbox.
- Navigate to Message Center in My Alerts & Actions.
- View your application status: approved, denied, or pending.
You should receive a decision on your USAA credit card application within 7 business days. In many cases, you’ll get a response in seconds. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay. When calling, you’ll need to provide your USAA number and Social Security number so that USAA can match you to your application.
You may get bad news when you check your application status, but don't lose hope. If you get denied, you can still ask USAA to reconsider by calling 1 (800) 531-8722.
People also ask
What is the easiest USAA credit card to get?
The easiest USAA credit cards to get are the USAA® Secured American Express® Card and the USAA® Secured Visa Platinum® Card, since both are available to people with bad credit. Because they’re secured cards, they also require a deposit of at least $250 that serves as your credit limit.
Credit Requirements for USAA Credit Cards
| Credit Card | Minimum Credit Score Required |
| bad | |
| bad |
What are my USAA credit card approval odds?
USAA credit card approval odds are best for people with good credit scores of 700+, an annual income of $40,000+, minimal debt, and steady employment. Each applicant will also need to be 18+ years old with a U.S. mailing address and an SSN.
Credit Score Requirements for Good USAA Credit Card Approval Odds
- USAA Rate Advantage Credit Card: Good credit or better
- USAA® Cashback Rewards Plus American Express® Card: Good credit or better
- USAA® Rewards™ Visa Signature® Card: Good credit or better
- USAA Preferred Cash Rewards Credit Card:...
What's the best USAA credit card for bad credit?
One of the best USAA credit card for bad credit is the USAA® Secured Visa Platinum® Card because it has a $0 annual fee. Just keep in mind that this is a secured credit card. So, you need to put down a minimum deposit of $250, which will serve as your credit limit.
It is worth noting that USAA credit cards are not the best for rebuilding credit. That's because USAA credit cards for bad credit require a relatively high...
read full answer by William Memphis, WalletHub Credit Card AnalystDid we answer your question?
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