Adam McCann, Financial Writer
@adam_mcan
Visa Signature is better than Visa Platinum because Signature cards often come with more benefits, such as special perks at luxury hotels, travel insurance, rental car privileges, and purchase protection. The official Visa Platinum card tier is only available outside of the U.S., though.
There are some credit cards you can get in the U.S. with “Visa Platinum” in the name, but that is simply a branding decision by the issuer and is not referring to a Visa tier. Visa “Platinum” cards in the U.S. will belong to one of the three U.S. Visa tiers: Classic, Signature, or Infinite. Classic cards tend to have the fewest benefits, while the Infinite tier has the highest level of benefits for Visa credit cards.
Ultimately, it’s the credit card’s issuer that decides which supplemental network benefits a card has.
People also ask
Is a Visa Signature credit card hard to get?
Yes, a Visa Signature credit card can be hard to get, seeing as how some of the best Visa Signature credit cards require a higher income and good or excellent credit for approval.
Visa Signature cards typically have more benefits than regular Visa cards, including extended warranties, a detailed year-end summary and travel assistance services. A Visa Signature card also has a minimum credit limit of $5,000, while a traditional Visa cards gives you less.
... read full answer by John Miller, Credit Cards ModeratorWhat's the highest class of Visa credit card?
The highest class of Visa card is Visa Infinite. Visa Infinite benefits, such as travel insurance, purchase protection, and return protection, are reserved for the most premium credit cards, and they can save you a lot of money.
The benefits that apply to your particular Visa Infinite card will vary depending on the issuing bank, but they can also include discounts on air travel and car rentals, automatic hotel room upgrades, and a statement credit for the...
read full answer by Theresa Chalfant, WriterWhat is a Signature card?
A signature card usually refers to a credit card on the Visa network that offers the Signature level of benefits. This level of benefits offers additional perks compared to the traditional Visa credit cards. Some of these perks include Visa Signature Concierge, travel insurance, and other special offers and experiences.
Even though Visa Signature credit cards share the same level of benefits, they are actually quite diverse. These cards are issued by dozens of different banks and...
read full answer by John S Kiernan, Managing EditorDid we answer your question?
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