Evelyn Boros, Credit Cards Moderator
@evelyn_boros
You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Walmart Credit Card credit score requirement. You can check your credit score for free on WalletHub.
Please note: The Capital One Walmart Rewards® Mastercard® may no longer be available to new applicants. Information presented on this page may no longer be accurate.
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People also ask
How can I get a Walmart credit card with bad credit?
You can’t get a Walmart Credit Card * with bad credit because this card is no longer available to new applicants. When it was available, the Walmart Credit Card * required at least fair credit for approval. The Walmart® Store Card * had the same credit score requirements, too.
Here’s how to get a credit card with bad credit:
- Get a secured card. Meant for people with bad credit, secured credit cards have the same credit-building potential as unsecured cards. You just...
How do I get Walmart Credit Card instant approval?
There’s always a chance to get Walmart Credit Card * instant approval when you apply online or in-store. If you’re instantly approved for either this card or the Walmart® Store Card *, you may use your card to make purchases right away.
Just keep in mind that Walmart Credit Card * instant approval is never guaranteed. Usually, credit card applicants are instantly approved when they exceed a card’s requirements rather than merely meeting them. In some cases, the issuer will have to take...
read full answer by Clark Newton, WalletHub Credit Card AnalystHow can I increase my credit score quickly?
The fastest ways to improve your credit score are to pay down your balances, dispute incorrect information on your credit report, make more frequent payments, and reduce credit utilization. Credit utilization (how much of your credit limits you use each month) contributes to a portion of your credit score that accounts for 20% - 30% of your overall score. So, an adjustment there can result in a big credit boost pretty quickly. Similarly, you can dispute...
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Credit score of 570 whenever I got the WM Cap one card.
That isn't true I'm sorry I got a 564 credit score and I just opened up a capital one platinum secured card at end of October and paid my bill of $39 dollars.. a few days ago I read this comment and even though I was pre approved by cap 1 I didn't wanna hurt my score. However I said to heck with it and applied with a very very thing credit file and I have charge off with bank of America and also $1900 medical debt and a charge off from self. The only account I had showing open was a credit builder card through my bank account and a 564 credit score and I got this Walmart MasterCard from cap 1 with a 1000 limit so take this for what it is... But what she said is clearly false