John S Kiernan, Managing Editor
@John
No, you cannot transfer Wells Fargo credit card debt to another Wells Fargo credit card. In fact, no credit card company allows this. It just wouldn’t make sense from the card issuer’s perspective. Such a practice would simply amount to a free interest-rate reduction for an indebted customer. It would be a money-losing proposition from the start, without the benefit of acquiring a new customer.
However, there are plenty of good balance transfer credit cards out there to transfer your Wells Fargo credit card debt. This way, you can save hundreds of dollars on interest and pay off your debt faster.
Notable Balance Transfer Credit Cards
- Best Overall: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
- Best Overall: U.S. Bank Shield™ Visa® CardLearn MoreLearn Moreon issuer's website
- Best Overall: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
- Rates & Fees Long Intro APR: Citi® Diamond Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Long Intro APR: Citi® Diamond Preferred® CardLearn MoreLearn Moreon issuer's website
- Long Intro APR: Citi® Diamond Preferred® CardLearn MoreLearn More
- No Annual Fee: Citi Simplicity® CardLearn MoreLearn More
- No Annual Fee: Citi Simplicity® CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Citi Simplicity® CardLearn MoreLearn More
- Low Balance Transfer Fee: BankAmericard® credit cardLearn MoreLearn More
- Low Balance Transfer Fee: BankAmericard® credit cardLearn MoreLearn Moreon issuer's website
- Low Balance Transfer Fee: BankAmericard® credit cardLearn MoreLearn More
- Cash Back Rewards: Fifth Third 1% Cash/Back CardLearn MoreLearn More
- Cash Back Rewards: Fifth Third 1% Cash/Back CardLearn MoreLearn Moreon issuer's website
- Cash Back Rewards: Fifth Third 1% Cash/Back CardLearn MoreLearn More
- Rates & Fees Intro Bonus: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Intro Bonus: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Intro Bonus: Citi Double Cash® CardLearn MoreLearn More
- Best Overall:
- Long Intro APR:
- No Annual Fee:
- Low Balance Transfer Fee:
- Cash Back Rewards:
- Intro Bonus:
When choosing a balance transfer credit card, the most important things to look at are the length of the 0% intro APR and the amount of the balance transfer fee. Plus, some balance transfer offers have a time limit, so make sure you make your transfer within that timeframe.
People also ask
What are the Wells Fargo credit card fees?
Wells Fargo credit card fees depend on the specific card, but the majority don’t charge an annual fee, making them a cost-effective option. However, most cards include charges such as a 3% foreign transaction fee and balance transfer fees of 5% (min $5).
Wells Fargo also charges late payment fees of up to $40. The issuer does not charge application/processing fees, over-limit fees, or monthly fees. You can check Wells Fargo’s list of credit card fees on your statement...
read full answer by Bogdan Roberts, Credit Cards ModeratorHow do balance transfer cards work?
A balance transfer card helps you pay off high-interest debt from a loan or another credit card, moving your debt to the balance transfer card in return for a lower interest rate. Credit cards with a 0% introductory balance transfer APR typically charge a balance transfer fee equal to 3-5% of what you transfer.
Here’s how balance transfer cards work:
- You request to move a balance to a new credit card.
- ...
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