Chip Lupo, Credit Card Writer
@CLoop
The Wells Fargo credit card approval odds are best for people who have at least good credit (a credit score of 700+). Just keep in mind that the higher an applicant’s credit score is, the higher their approval odds are likely to be.
However, your approval odds will be influenced by several other factors, as well. For example, applicants must have enough income to make payments on the card. Plus, a higher income also leads to better approval chances. Other factors that will play a role in approval include existing debts, monthly housing payments, age and residency requirements, and more.
You can check your Wells Fargo credit card approval odds before you apply by using their online pre-approval tool. Wells Fargo also sends out pre-approved offers by mail. Just note that pre-approval does not guarantee you’ll get approved.
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People also ask
How hard is it to get a Wells Fargo credit card?
It is hard to get a Wells Fargo credit card unless you have a credit score of 700 or higher. For example, the Wells Fargo Active Cash® Card requires at least good credit or better for approval, like most Wells Fargo cards, making it difficult for many people to qualify. In addition to a good enough credit score, you'll also need to have a steady income, be 18+ years old, and have an SSN or ITIN.
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read full answer by Lisa Cahill, Credit Cards ModeratorWhat is the easiest Wells Fargo credit card to get?
One of the easiest Wells Fargo credit cards to get is the Dillard's Store Card because you only need fair credit (a credit score of 640+) to be approved. Most Wells Fargo credit cards aren’t that easy to obtain since they require good or excellent credit (a credit score of 700+) for approval.
If you don't meet the requirements for a Wells Fargo credit card yet, there are several other credit cards that are easier to get approved for.
Easiest Credit Cards...
read full answer by Chip Lupo, Credit Card WriterWhat are the Wells Fargo credit card minimum requirements?
The minimum Wells Fargo credit card requirements include being at least 18 years old, having a good credit score of 700 or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number. Some requirements may vary depending on the card.
Minimum Wells Fargo Credit Card Requirements
- Enough income to make the monthly minimum payment
- Good credit or...
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