Chip Lupo, Credit Card Writer
@CLoop
The highest credit limit for the Citi Diamond Preferred card is over $10,000, according to multiple reports from cardholders on online forums. Citibank does not typically disclose the maximum spending limit for any of its unsecured credit cards.
The Citi Diamond Preferred card requires applicants to have good credit or better to be approved, and guarantees a credit limit of at least $500. You could receive a credit line much higher than the minimum, as long as you have a good enough credit score and sufficient disposable income. The credit line offer you’ll ultimately get from Citi largely depends on your debt-to-income ratio and credit history.
You can learn more about Citi Diamond Preferred terms and benefits from WalletHub’s full review of the card.
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People also ask
What is the usual Citibank credit card limit?
The usual Citibank credit card limit is $200 to $2,000 at a minimum, depending on the card. The Citi Double Cash® Card has a $500 minimum credit limit, for example, while the Citi Strata Premier® Card has a minimum credit limit of $2,000. Citibank doesn’t publicly disclose any maximum credit limits.
Citibank Minimum Credit Limit by Card
- Citi Strata Premier® Card: $2,000
- Citi Custom Cash® Card: $500
- Citi Double Cash® Card: $500
- Citi® Diamond Preferred® Card: $500
- Citi Simplicity® Card: $500
- Citi® Secured Mastercard®: $200
You won’t know your...
read full answer by Keyaira Sutton, WalletHub AnalystWhat is the Citi Diamond Preferred Card credit score requirement?
The Citi® Diamond Preferred® Card credit score requirement is good credit or better. That means we recommend a credit score of 700 or better to have a shot at getting approved for the Citi Diamond Preferred. You can check your credit score for free here on WalletHub to see if you qualify.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Citi Diamond Preferred. Some other key criteria include...
read full answer by Chip Lupo, Credit Card WriterHow do I request a credit limit increase with Citibank?
You can request a Citibank credit limit increase online, through the Citibank mobile app, or by calling customer service at (800) 950-5114. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Citibank has on file. Citibank will be more likely to increase your credit limit if the revised income clearly shows that you can...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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