Adam McCann, Financial Writer
@adam_mcan
Your Visa security code is the three-digit number located on the back of a Visa credit card, debit card or gift card, typically to the right of the signature panel. This number is used in combination with the card number and expiration date to authenticate your card when you make a purchase online or over the phone.
Key Facts About Visa Security Codes
- Types of cards that have it: Credit cards, debit cards and gift cards
- Location: Back of card, typically to the right of the signature panel
- Number of digits: 3
- Purpose: Helps authenticate your card
- When you have to give it: When making a purchase online or over the phone
When you make a purchase with your Visa credit card in person, you don’t need to provide the security code, as the card reader will get the information automatically. You will need it when making transactions online and over the phone, though.
Your Visa security code is necessary because it helps prevent credit card fraud. You should only provide this number to merchants. If someone else has your security code, card number and expiration date, they can make transactions using your card even if they don’t have the physical card.
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