Chip Lupo, Credit Card Writer
@CLoop
No, you cannot use your Synchrony Home Credit Card anywhere you want, as you can only use it for purchases at the partner stores that participate in Synchrony's "Home Program," including Mattress Firm, Abt, Lovesac, Furniture Warehouse and more. The Synchrony Home Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Where You Can Use Your Synchrony Home Credit Card
- Abt
- America’s Mattress
- American Mattress
- Bassett
- Big Sandy Superstore
- Cardi’s Furniture & Mattresses
- Other partner stores participating in Synchrony's "Home Program"
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Synchrony Home Credit Card offers accountholders deferred-interest financing deals and has an annual fee of $0, so it might be worth getting for people who shop at partner retailers often.
People Also Apply For
Jose Palace, Member
@jose_palace1
It really depends on the card. If yours is a Visa or MasterCard, then you should have no problem using it.
Cay Wood, Member
@woodorlfla
I've had this card for a new HVAC system for awhile. I have credit available. I just spoke to customer service & they said the card is store specific, in other words I can only use credit available with vendor I purchased HVAC from. If I want to use at other retailers participating with Synchrony Home Design, I must apply for a new card with each store participating. I had red online if card has VISA or MasterCard logo, it can be used anywhere. Mine does not, customer rep said currently they do not offer Visa or MasterCard with this card. I was unaware of this policy. Wanted to share for others who have this card.
Thank you. I was attempting to use it online with one of the other Synchrony Home retailers mentioned but it kept being declined. Now i know why... What a shame.
Thank you. I was not made aware of that when I applied. I will pay this one and only purchase off and destroy the card. It's not worth it.
People also ask
How much is the Synchrony Bank foreign transaction fee?
The Synchrony Bank foreign transaction fee is 0% to 3%, depending on the specific credit card. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether you’re physically in a foreign country making a purchase or buying something online through an internationally-based merchant.
Synchrony Bank Foreign Transaction Fees:
- Verizon Credit Card: 0%
- Chevron and Texaco Credit Card: 3%
- Venmo Credit Card: 0%
- Synchrony Premier World Mastercard®:...
How can I talk to Synchrony Home Credit Card customer service?
To talk to Synchrony Home Credit Card customer service, call (866) 396-8254 and then wait to be connected to an agent. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Synchrony Home Credit Card Customer Service by Phone
- Call the Synchrony Home Credit Card customer service department. You can even use the number on the back of your card.
- Wait to...
Can I use my Synchrony Home credit card at Lowe's?
No, you cannot use your Synchrony Home Credit Card at Lowe's, as this isn’t one of the 35 retailers that participate in the issuer’s “Home Program.” This program includes brands like Abt, Cardi’s, and Furniture Warehouse that sell furniture, mattresses, electronics, and appliances among other things. You can use your Synchrony Home Credit Card to make purchases at these retailers at a special price.
If you’re looking for a store card to use at Lowe’s, you could check out the Lowe's Store Card....
read full answer by Alice Kane, WalletHub AnalystDid we answer your question?
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