Bianca Smith, WalletHub Credit Cards Analyst
@bianca_stoian
The best credit card for everything is the Wells Fargo Active Cash card because it offers great rewards, a $0 annual fee, and low intro APRs on both purchases and qualifying balance transfers. In terms of rewards, cardholders earn 2% cash rewards on purchases, so you will get the same rewards no matter what you buy. You will also earn $200 cash rewards after spending $500 on purchases in the first 3 months.
Best Credit Cards for Everything
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While there are plenty of attractive credit card offers on the market, there is no single credit card that is the absolute best in every category. A good strategy to make the most out of every transaction is to have multiple credit cards that complement each other. You can learn more about how to combine credit cards from WalletHub’s Island Approach to credit card spending.
2025's Best Credit Cards
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People also ask
What are the best credit cards for a 700 credit score?
The best credit card for a 700 credit score is the Capital One Venture Rewards Credit Card (see details, rates & fees) because it offers 2 - 5 miles per $1 spent on purchases and an initial bonus of 75,000 miles for spending $4,000 on purchases within 3 months from account opening. The initial bonus is worth $750 in travel. You could easily save $2,000+ overall, according to our calculations, if you use this card for a couple years, travel regularly and pay your bill in full monthly.
Best Credit Cards for 700 Credit Score
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How many credit cards is too many?
The number of credit cards that’s “too many” to handle differs from person to person. Too many credit cards for most people could be six or more, as the average American has a total of five credit cards, but it ultimately depends on how well you can manage one credit card, then two, and so on. Everyone should have at least one credit card for credit-building purposes, though, even if they don’t use it to...
read full answer by WalletHub, Financial CompanyWhat is the best travel credit card for everyday spending?
The best travel credit card for everyday spending is the Capital One Venture Rewards Credit Card (see details, rates & fees). It offers an initial bonus of 75,000 miles for spending $4,000 on purchases within 3 months from account opening – worth $750 in travel – plus 2 - 5 miles per $1 spent on purchases. You can also redeem the miles for pretty much any travel expense.
Best Travel Credit Cards for Everyday Spending in 2025
Initial Bonus: 75,000 points for spending $5,000 on purchases in the first 3 months
Ongoing Rewards: 5 points per $1 spent on travel purchased through Chase Travel℠, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases
Annual Fee: $95
Credit Score: Good
Initial Bonus: 75,000 miles for spending $4,000 on purchases within 3 months from account opening
Ongoing Rewards: 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25, as well as 2 miles per $1 on all other purchases
Annual Fee: $95
Credit Score: Good
Initial Bonus: 125,000 points for spending $6,000 in the first 3 months
Ongoing Rewards: 8 points per $1 spent on purchases made through Chase Travel℠ (including The Edit℠), 4 points per $1 on direct bookings with airlines and hotels, 3 points per $1 on dining, and 1 point per $1 on all other purchases
Annual Fee: $795
Credit Score: Excellent
Initial Bonus: 60,000 points after you spend $4,000 on purchases in the first 3 months
Ongoing Rewards: 5 points per $1 spent on hotels, 4 points per $1 on airlines, 3 points per $1 on other travel and restaurants, as well as 1 point per $1 spent on other purchases
Annual Fee: $95
Credit Score: Good
- Rates & Fees Terms Apply
Initial Bonus: as high as 175,000 points for spending $8,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $8,000 in 6 months, and receive the points)
Ongoing Rewards: 5 points per $1 spent on flights booked with airlines or with American Express Travel® (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked with American Express Travel®, and 1 point per $1 spent on all other eligible purchases
Annual Fee: $895
Credit Score: Good
Initial Bonus: 20,000 points for spending $1,000 on purchases in the first 3 months
Ongoing Rewards: 3 points per $1 spent on restaurant, travel, gas stations, transit, popular streaming services and phone plans, as well as 1 point per $1 spent on other purchases
Annual Fee: $0
Credit Score: Good
Picking the right card will enable you to earn valuable rewards on purchases that you make on a regular basis. You...
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