Maria Adams, Credit Cards Moderator
@m_adams
Amex credit cards only have 15 digits because Amex has its own proprietary system for processing transactions, which doesn't rely on the same payment networks as other credit card companies.
While the length of an Amex credit card number may be shorter than other cards, it still contains all the necessary information to process a transaction. This information includes the card issuer identification number (IIN), account number, and a check digit to ensure the card number is valid.
To learn more about what these digits stand for, refer to WalletHub’s credit card number guide.
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People also ask
Can a credit card have 15 digits?
Yes, a credit card can have 15 digits. American Express credit card numbers have 15 digits, while credit cards affiliated with other major payment networks such as Visa and Mastercard have card numbers that contain 16 digits.
Each digit on a credit card has a specific meaning, whether it’s 15 or 16 digits. To learn more about what these digits stand for, refer to WalletHub’s credit card number guide.
read full answer by Chip Lupo, Credit Card WriterHow can you tell the type of credit card by the number?
To tell the type of credit card by the number, simply look at the first digit of the credit card number, either on the front or back of your card. The first digit of an American Express card is 3, while it’s 4 for Visa cards, 5 for Mastercards, and 6 for Discover cards.
Most credit card numbers will contain a total of either 15 or 16 digits. American Express credit cards contain 15....
read full answer by Joseph_David_1, MemberWhat is a credit card account number?
A credit card account number is part of your overall credit card number, beginning at the seventh digit and ending on the second-to-last digit. The length of a credit card account number depends on the card’s issuer, but it is generally between 8 to 12 digits long. In some cases, the credit card and account number are the same. Credit card account numbers are similar to checking account numbers, though most people will use their...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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