Chip Lupo, Credit Card Writer
@CLoop
Some USAA credit cards might be hard to get because they require at least good or excellent credit, which means you need a credit score of 700-750+ for good approval odds. Other USAA credit cards might be easier for people with lower credit scores to get approved for, so it’s important to choose wisely. You can see a full list of USAA credit card options and their credit score requirements here on WalletHub.
It’s important to note that your credit score isn’t the only factor considered when you apply for a USAA credit card. You’ll also need to have a steady income and be at least 18 years old to have a shot at approval. In addition, you’ll have to provide your citizenship/residency details and your tax ID information (e.g. Social Security number) during the application process.
If you’re willing to look beyond USAA, there are a lot of other credit cards on the market that are relatively easy to get. You can browse the easiest credit cards to get right here on WalletHub to see what other options you have.
People also ask
Is it hard to get a credit card from USAA?
No, it isn’t very hard to get a USAA credit card because USAA offers cards even for people with bad credit. One of the easiest credit cards to get from USAA is the USAA® Secured Visa Platinum® Card. This card has a $0 annual fee and it is a good option for people that want to build credit. Depending on your credit score, though, you may be able to qualify for other USAA credit cards, too.
Minimum Credit Score for Notable...
read full answer by Maria Adams, Credit Cards ModeratorWhat are my USAA credit card approval odds?
USAA credit card approval odds are best for people with good credit scores of 700+, an annual income of $40,000+, minimal debt, and steady employment. Each applicant will also need to be 18+ years old with a U.S. mailing address and an SSN.
Credit Score Requirements for Good USAA Credit Card Approval Odds
- USAA Rate Advantage Credit Card: Good credit or better
- USAA® Cashback Rewards Plus American Express® Card: Good credit or better
- USAA® Rewards™ Visa Signature® Card: Good credit or better
- USAA Preferred Cash Rewards Credit Card:...
Does USAA give high credit limits?
The average USAA credit limit is $1,000 for secured cards and $3,000-$5,000 for unsecured cards.
USAA also offers a maximum credit limit of $50,000 across all of its cards.
If you're not satisfied with your credit limit, or your credit utilization is too high, you can request an increase for most of the USAA credit cards (except the Classic or Secured ones) online.
Keep in mind, though, that requesting an increase can...
read full answer by Roberta Fernandez, MemberDid we answer your question?
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