Lilah Butler, Car Insurance Writer
@lilah_c
No, Allstate does not offer a specific low mileage discount. Allstate premiums do take mileage into account, however, as rates are an average of 23% lower for customers who drive 7,500 miles annually than for customers who drive 15,000 miles annually, according to WalletHub data. Low mileage drivers usually save on their Allstate premium because less time on the road means a smaller chance of filing a claim.
It's also worth noting that Allstate has a pay-per-mile insurance program called Milewise, which can help low mileage drivers save money. Milewise charges drivers every six months, plus a small fee for each mile driven. Each policyholder's base rate will be determined based on risk factors like their age, location, driving record, and vehicle.
To learn more, check out WalletHub's guide to Allstate discounts.
People also ask
Does Allstate have a multi-car discount?
Yes, Allstate has a multi-car discount. To qualify for the Allstate multi-car discount, a customer must insure more than one vehicle on the same Allstate auto insurance policy. The discount automatically applies to a qualifying Allstate policy, but it does not compound, meaning you won't get a bigger discount for insuring more vehicles.
In addition to Allstate's multi-car discount, the company offers other ways for customers to save money on their premiums, such as the...
read full answer by Lilah Butler, Car Insurance WriterAre Allstate insurance rates competitive?
Yes, Allstate insurance rates are competitive, as the company is one of the 10 cheapest auto insurers nationally, according to WalletHub analysis. Allstate car insurance customers pay an average of $781 per year for coverage. Allstate's car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote,...
read full answer by WalletHub, Financial CompanyHow do I get a good driver discount for car insurance?
You can get a good driver discount for car insurance by keeping a clean record for several years. Eight of the 10 largest insurance companies offer a good driver discount, though exact requirements and discount amounts vary.
Good Driver Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who stay accident free for 3 years | Amount varies |
| GEICO | Drivers who stay accident free for 5 years | 22% |
| USAA | Drivers who stay... | Amount varies |
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