Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
The best car insurance for new drivers in Maryland is from GEICO. The company has high ratings from WalletHub's editors, is in a good financial position to pay out claims, and offers competitive rates for new drivers, charging $119 per month for minimum coverage, on average. In comparison, the overall average for new drivers in Maryland is $177 per month.
The exact rate new drivers pay varies based on the driver's age and whether they are purchasing their own policy or being added to an existing one. The table below lists premiums for new drivers purchasing their own policy. Once you get a few years of experience and have a record of safe driving, your rates will begin to go down.
Best Car Insurance Companies for New Drivers in Maryland
| Company | Average Premium | WalletHub Editors' Rating |
| $119 per month | 4.4/5 | |
| $141 per month | 4.2/5 | |
| $207 per month | 4.1/5 | |
| $168 per month | 3.4/5 | |
| $222 per month | 2.5/5 |
Note: Premiums are representative of a 16-20 year-old good driver with a minimum coverage policy. Individual premiums will vary.
New drivers typically have less than 3-5 years of recent driving experience, and they often pay more for insurance than experienced drivers, so shopping around for coverage is important. You should also read company reviews when purchasing a policy.
To learn more, check out WalletHub's guides to car insurance for new drivers and the cheapest insurance in Maryland.
People also ask
How does car insurance work in Maryland?
Maryland is an at-fault state, which means the at-fault driver is responsible for paying for everyone injured in the accident. Drivers in Maryland are required to carry at least $30,000 in bodily injury liability insurance per person ($60,000 per accident) and $15,000 in property damage liability insurance. These types of insurance cover other people's injuries and property damage from an accident you cause.
There are no restrictions on the right to sue after an accident in at-fault states, even if...
read full answer by Anamarie Waite, Car Insurance WriterWhat car insurance discounts are available in Maryland?
You can get car insurance discounts in Maryland based on how you drive, the car you own, and your relationship with your insurance company. In Maryland, car insurance companies are allowed to consider factors such as employment, residential, and marital status when setting premiums. That means there are also discounts available for being married, owning a home, or being affiliated with certain employers or educational institutions.
Almost anyone can get a discount on car insurance...
read full answer by Anamarie Waite, Car Insurance WriterHow do I get car insurance in Maryland?
You can get car insurance in Maryland online, by phone or in person. When searching for car insurance, choose whether you want more than the minimum coverage in Maryland, then compare quotes from both national and local insurance companies to find the best deal. Some of the cheapest companies in Maryland include USAA, GEICO, and Travelers.
8 Steps to Get Car Insurance in Maryland
1. Gather vehicle and driver details
You’ll need...
read full answer by McKayla Girardin, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.