McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Country Financial has the cheapest full coverage car insurance in Georgia, charging an average of $200 per month or $2,399 per year. This is cheaper than the $4,689 per year drivers pay for full coverage in Georgia on average.
Cheapest Full Coverage Car Insurance in Georgia
- Country Financial: $200 per month or $2,399 per year
- Auto-Owners: $217 per month or $2,602 per year
- USAA: $225 per month or $2,703 per year
- Central Mutual: $246 per month or $2,952 per year
- Georgia Farm Bureau: $247 per month or $2,969 per year
Note: Premiums are for a good driver in Georgia. Individual premiums will vary.
Just because an insurance company is the cheapest in Georgia does not mean it will be the cheapest insurance for you. How much you pay for full coverage in Georgia depends on several factors, such as your location, the type of car you have and your age. For example, teen drivers tend to pay more for full coverage than older, more experienced drivers.
Cheapest Full Coverage Car Insurance in Georgia by Age
| Age | Company | Average Cost |
| 16 | $372 per month | |
| 22 | $183 per month | |
| 45 | $114 per month | |
| 65 | $109 per month |
*Note: Premiums are for a good driver in Georgia. Individual premiums will vary.
Full coverage car insurance in Georgia costs an average of 136% more than a minimum coverage policy because full coverage consists of comprehensive and collision insurance as well as any coverage required by state law.
The best way to make sure you're getting the cheapest full coverage car insurance for your particular situation is to compare quotes from several companies. You should also take advantage of all the discounts you qualify for.
To see more options, check out WalletHub's complete picks for the cheapest car insurance companies in Georgia.
People also ask
How much is full coverage insurance in Georgia?
Full coverage insurance in Georgia costs $191 per month, or $2,287 per year, on average. This is more expensive than the national average cost of full coverage, which is $2,117 per year.
Cheapest Full Coverage Car Insurance in Georgia
| Company | Average Yearly Cost | Average Monthly Cost |
| $1,364 per year | $114 per month | |
| $1,376 per year | $115 per month |
Which city in Georgia has the least expensive auto insurance premiums?
The city in Georgia with the least expensive auto insurance premiums is Valdosta, which has an average annual premium of $1,354 per year. By comparison, the overall average cost of car insurance in Georgia is $2,019 per year.
Cheapest Cities for Car Insurance in Georgia
- Valdosta: $1,354 per year
- Athens: $1,470 per year
- Albany: $1,535 per year
- Gainesville: $1,637 per year
Some cities in...
read full answer by Candace Baker, Car Insurance WriterHow can I get full coverage for cheap?
The best ways to get cheap full coverage car insurance are to compare quotes from at least three companies every 6-12 months, choose the highest deductible you can comfortably afford, and take advantage of discounts. For instance, many insurers offer discounts for paying your premium in full up front and taking an approved defensive driving course. You can get full coverage for cheap from Esurance, GEICO, and Mercury.
How to Get Cheap Full Coverage...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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