COUNTRY Financial

You can get a COUNTRY Financial good student discount if you have at least a B average. Student drivers can save as long as they are full time high school or college students. College graduates can also save on their COUNTRY Financial premiums, regardless of their GPA, with COUNTRY Financial's college graduate discount.

Young drivers are usually quite expensive to insure since they lack driving experience. However, COUNTRY Financial offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you're more likely to be responsible in the driver's seat as well.

COUNTRY Financial good student discounts vary by state, but it's always worth the effort of checking if they are available in your location.

No, COUNTRY Financial does not offer gap insurance. Unlike seven of the top 10 car insurance companies, COUNTRY Financial does not sell gap insurance, a specialty type of coverage that pays for the difference between a totaled car's value and the driver's loan or lease balance.

You have several options if you're a current COUNTRY Financial customer and are looking for gap insurance. You could switch insurers and purchase a policy from a company that does offer gap insurance (or loan/lease payoff coverage, which is similar), like Nationwide or Progressive. You could also maintain your policy with COUNTRY Financial and purchase gap insurance from a dealership or a stand-alone company. However, it's worth noting that dealership gap insurance is often the most expensive option, since it's usually rolled into your loan and charged interest.

For more information, check out WalletHub's complete guide to gap insurance.

To cancel COUNTRY Financial insurance, the policyholder must contact their local insurance representative. The cancellation can be arranged for a future date or set to take effect immediately. You will need your name, policy number, and the date you want your policy to end. If you've already paid your premium for the policy period in full, COUNTRY Financial will refund the unused portion, minus any cancellation fees.

It's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, you should have COUNTRY Financial update your mailing address or vehicle information if you're moving or buying a new car.

If you're canceling your current policy in order to switch to another company, be sure to activate your new policy before canceling the old one. This prevents a lapse in coverage, which would lead to higher premiums in the future.

Yes, COUNTRY Financial offers a defensive driving course discount for drivers who take an approved accident prevention course. By voluntarily taking an approved defensive driving course, COUNTRY Financial car insurance customers in eligible states can get a discount, though the exact amount varies between states. Once the discount expires, drivers can renew it by taking another course.

Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete. 

No, Country Financial does not have accident forgiveness. As a result, Country Financial car insurance customers should expect their rates to go up by an average of 44% after an at-fault accident, even if it's their first one. 

Although you can't get accident forgiveness with Country Financial, there are other ways to lower your rate after an accident. For example, you can look for any additional discounts that you may qualify for. You might also consider temporarily reducing your coverage.

To learn more, check out WalletHub's guide to accident forgiveness.