Catherine C Ford, Writer
@catherine_ford_1
Yes, USAA covers a rental car while your vehicle is in the shop for repairs, but only if your car was damaged in an accident, you filed a claim that was approved, and you have rental reimbursement coverage. Rental reimbursement coverage is an optional add-on that costs less than $10 per month with USAA.
Key Things to Know About USAA Rental Car Reimbursement
- The USAA coverage limit typically is dependent on the rental vehicle and for up to 30 days or $900 per claim, but these limits can vary by state.
- USAA will not reimburse you for rental expenses related to vacations and other leisure trips or for routine maintenance on your car.
- The cost of gas, mileage, and security deposits for rental cars is not covered by USAA's rental reimbursement policy.
- If you rent a car from Enterprise, Avis, Hertz, or Budget, USAA will be billed directly. Otherwise, you may have to pay out of pocket and USAA will reimburse you.
For more information, check out WalletHub's guides on rental car insurance and rental reimbursement coverage.
People also ask
Does USAA offer discounts on rental cars?
Yes, USAA offers discounts of up to 25% on rental cars from participating Enterprise, Hertz, Budget, and Avis locations, and you can save even more by prepaying for your rental through USAA. The discount applies to time and mileage charges for the rental only, rather than any insurance or additional products you purchase. Some vehicles are also excluded from the discount.
To get the USAA car rental discount, you will need to use your USAA discount...
read full answer by Delaney Simchuk, Car Insurance WriterHow much does USAA car insurance cost?
USAA car insurance costs an average of $807 per year ($67 per month) for a minimum-coverage policy, which is less than the national average of $720 per year. The exact cost of auto insurance with USAA depends on factors such as a driver's history on the road, age, state, and coverage limits. For example, full coverage insurance from USAA costs an average of $2,802 per year.
Average Cost of USAA Car Insurance by Category
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Does USAA offer temporary car insurance?
No, USAA does not offer temporary car insurance. The only way to get short-term car insurance from USAA, or any other reputable insurer, is to purchase a six-month or 12-month policy and cancel when you no longer need it. If you decide to terminate your USAA car insurance policy early, you will not be charged any cancellation fees. You may also be able to get a refund for any unused coverage time you’ve prepaid for.
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read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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