Lilah Butler, Car Insurance Writer
@lilah_c
The best car insurance in New Mexico for drivers with a DUI is from State Farm, USAA, and Kemper. Getting a DUI in New Mexico will raise your insurance premiums by around 136%, bringing the cost of minimum coverage to $1,174 per year for the average New Mexico driver. You can minimize the cost of post-DUI car insurance by comparing quotes from the cheapest companies.
Best DUI Insurance in New Mexico
- State Farm: $310 per year
- USAA: $386 per year
- Kemper: $502 per year
- Nationwide: $729 per year
- GEICO: $778 per year
Note: Premiums are based on a 45-year-old driver in New Mexico with minimum coverage and a DUI on their record. Actual rates will vary.
Car insurance after a DUI is expensive because the violation indicates you are more likely to file a costly claim than the average driver. In New Mexico, a DUI will affect your premium for about 3-5 years, so the higher rates won’t last forever.
To learn more, check out WalletHub’s guide to the cheapest car insurance after a DUI.
People also ask
How long does a DUI affect insurance in New Mexico?
A DUI in New Mexico can affect insurance for up to 10 years, depending on how far back the insurance company looks in a driver's motor vehicle record. Most insurers look back at the past 3-5 years of a driver's motor vehicle record when calculating premiums, but some look even further for major violations like DUI.
Keep in mind that a DUI will stay on your driving record for longer than it affects your...
read full answer by Candace Baker, Car Insurance WriterHow much does SR-22 insurance cost in New Mexico?
New Mexico does not require high-risk drivers to file an SR-22, but drivers who commit offenses that would warrant an SR-22 in other states can still expect to pay up to 136% more for car insurance than drivers with a clean record. For example, a reckless driving conviction in New Mexicoraises rates by an average of 139%.
Even though New Mexico does not require SR-22 filing, you may be required to have SR-22 insurance if...
read full answer by WalletHub, Financial CompanyHow does DUI affect insurance rates?
Post-DUI insurance rates are 6% to 347% higher than premiums for drivers with clean records, depending on the state and insurance company. For example, Progressive only raises rates by an average of 6% after one DUI, while customers with Nationwide will see their premiums increase by about 125%. Similarly, a DUI affects insurance rates differently between states. Drivers in Maryland see the smallest increase in rates after a DUI, at only 28% on average. Rates...
read full answer by WalletHub, Financial CompanyDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.