What does Geico pay for bodily injury?

Geico pays up to the limits of your insurance policy for bodily injury claims, which will be at least $50,000 in most states. Injuries sustained by other drivers in accidents you are at fault for will be covered by your bodily injury liability insurance, while your own injuries can be covered by PIP or MedPay.

Example of How Much Geico Pays for Bodily Injuries

Let’s say you have a Geico car insurance policy with bodily injury liability limits of $50,000 per person and $100,000 per accident. If you were to cause an accident, Geico would pay up to a maximum of $50,000 for each person you injured, with the exact payment amount depending on the extent of their injuries. The total payments would also be capped at $100,000. This does not include any of your injuries, though, and the claim still needs to be reviewed and approved before Geico will pay.  

For your own injuries after an accident that you cause, you can use PIP or MedPay if you live in a state that has these types of coverage. If you have a $5,000 PIP policy from Geico, for example, Geico will pay up to $5,000 in accident-related medical expenses, and even peripheral costs like child-care expenses and lost wages.

To learn more, check out WalletHub’s guide to bodily injury claims and see our full review of Geico.