Leif Olson, Car Insurance Writer
@leif_olson_1
Car insurance for a 16-year-old in Pennsylvania costs $2,642 per year, on average - or about $220 per month. Car insurance for teenagers is far more expensive than coverage for older, more experienced drivers due to teenagers' proclivity for risky driving and relative inexperience behind the wheel.
The cheapest car insurance company for 16-year-olds in Pennsylvania is Travelers, which charges an average of $1,035 per year. But you may be able to find an even cheaper option for you personally by comparing multiple companies.
Cheapest Car Insurance for 16-Year-Olds in Pennsylvania
Company | Average Premium |
$1,035 per year | |
$1,148 per year | |
$1,198 per year | |
$1,467 per year | |
$1,473 per year |
Note: Rates are an approximation based on a 16-year old driver with minimum coverage in Pennsylvania. Actual rates will vary.
You can also lower premiums for teenage drivers by seeking out car insurance discounts. Some of the insurance discounts available from companies in Pennsylvania include good student, safe driver, and student away at school discounts.
If the cost of car insurance for a 16-year-old is still too high, you might want to consider adding them to an existing policy. While adding a teen to a family policy will raise everyone's rates a little, it will be nowhere near as expensive as purchasing the policy separately.
If you are in the market for a policy and want to start your search, you can begin by checking out WalletHub's guides to the best car insurance for teens and the cheapest car insurance for teens.
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Average Cost of Car Insurance for Teenagers by Age
| Age | Average Annual Premium |
| $3,192 per year | |
| $2,647 per year ... |
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