McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Car insurance for a new driver in Washington costs an average of $1,078 per year to $3,640 per year. Auto insurance premiums for new drivers in Washington vary widely depending on a driver's age and whether they are being added to an existing policy or purchasing their own. For example, the premium increase from adding a teenager to a parent's policy is significantly less than the cost of a teenager getting their own policy.
Average Cost of Car Insurance for New Drivers in Washington
Company | Monthly Cost | Annual Cost |
$114 per month | $1,367 per year | |
$155 per month | $1,859 per year | |
$156 per month | $1,868 per year | |
$174 per month | $2,084 per year | |
$176 per month | $2,110 per year |
Note: Premiums are representative of a 16-year-old good driver with a minimum coverage policy; individual premiums will vary.
New drivers aren't only teens and those in their early 20's. A new driver could be an adult who got their license later in life, a recent immigrant, or anyone who has a long gap in their driving or insurance history. For these types of new drivers in Washington, insurance rates will still likely be higher than the average of $58 per month per month for an experienced adult.
A new driver's lack of experience can classify them as high risk. Once new drivers get a bit more practice and have a proven track record of safe driving, however, they'll begin to see their rates decrease.
To learn more about minimizing the cost of car insurance in Washington, check out WalletHub's picks for the cheapest Washington car insurance companies.
McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Car insurance for a new driver in Washington costs an average of $1,078 per year to $3,640 per year. Auto insurance premiums for new drivers in Washington vary widely depending on a driver’s age and whether they are being added to an existing policy or purchasing their own. For example, the premium increase from adding a teenager to a parent’s policy is significantly less than the cost of a teenager getting their own policy.
Average Cost of Car Insurance for New Drivers in Washington
| Company | Monthly Cost | Annual Cost |
| $114 per month | $1,367 per year | |
| $155 per month | $1,859 per year | |
| $156 per month | $1,868 per year | |
| $174 per month | $2,084 per year | |
| $176 per month | $2,110 per year |
Note: Premiums are representative of a 16-year-old good driver with a minimum coverage policy; individual premiums will vary.
New drivers aren’t only teens and those in their early 20’s. A new driver could be an adult who got their license later in life, a recent immigrant, or anyone who has a long gap in their driving or insurance history. For these types of new drivers in Washington, insurance rates will still likely be higher than the average of $58 per month for an experienced adult.
A new driver’s lack of experience can classify them as high risk. Once new drivers get a bit more practice and have a proven track record of safe driving, however, they’ll begin to see their rates decrease. To learn more about minimizing the cost of car insurance in Washington, check out WalletHub’s picks for the cheapest Washington car insurance companies.
People also ask
What car insurance discounts are available in Washington?
You can get car insurance discounts in Washington based on how you drive, the car you own, and your relationship with your insurance company. In Washington, car insurance companies are allowed to consider factors such as employment, residential, and marital status when setting premiums. That means there are also discounts available for being married, owning a home, or being affiliated with certain employers or educational institutions.
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read full answer by Anamarie Waite, Car Insurance WriterHow much car insurance do I need in Washington?
Washington law requires you to have $25,000 in coverage for one person’s bodily injury or death, up to $50,000 total per accident. Washington also requires you to carry at least $10,000 in coverage for other people’s property damage when you are at fault.
How Much Car Insurance Drivers Need in Washington
| Coverage Type | Minimum Coverage Limit |
| Bodily Injury Liability Coverage (per person) | $25,000 |
How much is insurance for a new driver?
Car insurance costs an average of $2,317 per year for a new driver who gets their own minimum coverage policy. The exact cost of a policy will depend on several factors including age, location, driving record and coverage limits.
It’s important to note that the cost of insurance will be different for a newly licensed teenager than someone getting their driver’s license later in life. Typically, teenagers will pay more for insurance than someone in their...
read full answer by Merrill Burchell, Car Insurance WriterDid we answer your question?
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