McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage insurance in Delaware costs $200 per month, or $2,396 per year, on average. This is more expensive than the national average cost of full coverage, which is $2,117 per year.
Cheapest Full Coverage Car Insurance in Delaware
Company | Average Yearly Cost | Average Monthly Cost |
$1,294 per year | $108 per month | |
$1,379 per year | $115 per month | |
$1,391 per year | $116 per month | |
$1,531 per year | $128 per month | |
$1,924 per year | $160 per month |
Note: Premiums are average rates for a good driver in Delaware; individual premiums will vary.
A full coverage policy usually includes collision and comprehensive insurance, plus the types of coverage required by Delaware law. In Delaware, liability insurance and personal injury protection are mandatory for all drivers.
How to Get Cheaper Full Coverage Insurance in Delaware
- Compare quotes from at least three different companies to make sure you're getting the best deal.
- Increase your deductible. Higher deductibles lead to lower premiums, but remember to only pick a deductible you'd be able to afford in an emergency.
- Make sure you're getting all the discounts you can qualify for.
- Sign up for usage-based insurance. Some insurance companies use either a plug-in device or a smartphone app to track you driving and will give you a discount for driving safely.
To learn more, check out WalletHub's guides to full coverage car insurance and the cheapest car insurance in Delaware.
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