Anamarie Waite, Car Insurance Writer
@anamarie.waite
Progressive insurance goes up by an average of 101% after an at-fault accident, according to the company. If the accident was not your fault or only your car was involved, you may not see your rates go up at all. If your premiums do go up, it won’t be as significant as after an at-fault claim. The amount your rate increases depends on your location, the total cost of the claim, your prior driving history, fault and other factors.
It’s possible that Progressive won’t raise your rates for your first accident, regardless of fault. The company offers two accident forgiveness programs at no cost to customers. First of all, Progressive won’t increase premiums for certain small claims of $500 or less, whether you are a new or long-term customer. Plus, if you’ve been a policyholder for five years or longer and have been accident-free for three straight years, Progressive will forgive your first accident, no matter the cost.
Progressive automatically enrolls eligible customers into accident forgiveness, but qualifications vary by state. It’s best to call Progressive customer service at 1-800-776-4737 to find out the rules where you live. If you already have a policy number, a representative can tell you what benefits you qualify for.
If you want to learn more, you can check WalletHub's complete review of Progressive car insurance, as well as our guide to accident forgiveness.
People also ask
Does Progressive have accident forgiveness?
Yes, Progressive has accident forgiveness. Progressive accident forgiveness can prevent a rate increase after an eligible incident, regardless of whether you’re at fault, and it may apply automatically or you can buy it.
Types of Progressive Accident Forgiveness
Small accident forgiveness: Progressive customers won’t see their rates go up for certain claims of $500 or less. This type of Progressive accident forgiveness applies to all Progressive customers in most states, starting as soon...
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read full answer by McKayla Girardin, Car Insurance WriterDid we answer your question?
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