Anamarie Waite, Car Insurance Writer
@anamarie.waite
Progressive insurance goes up by an average of 101% after an at-fault accident, according to the company. If the accident was not your fault or only your car was involved, you may not see your rates go up at all. If your premiums do go up, it won’t be as significant as after an at-fault claim. The amount your rate increases depends on your location, the total cost of the claim, your prior driving history, fault and other factors.
It’s possible that Progressive won’t raise your rates for your first accident, regardless of fault. The company offers two accident forgiveness programs at no cost to customers. First of all, Progressive won’t increase premiums for certain small claims of $500 or less, whether you are a new or long-term customer. Plus, if you’ve been a policyholder for five years or longer and have been accident-free for three straight years, Progressive will forgive your first accident, no matter the cost.
Progressive automatically enrolls eligible customers into accident forgiveness, but qualifications vary by state. It’s best to call Progressive customer service at 1-800-776-4737 to find out the rules where you live. If you already have a policy number, a representative can tell you what benefits you qualify for.
People also ask
Does Progressive have accident forgiveness?
Progressive has two accident forgiveness programs: 1) Progressive customers won’t see their rates go up for certain not-at-fault claims of $500 or less and 2) If you’ve been a Progressive customer for at least five years and accident-free for at least three years, your rate won’t go up for having an accident of any scale. The first type of Progressive accident forgiveness applies to all Progressive customers and starts as soon as your coverage does. Eligible incidents...
read full answerWhy did my Progressive insurance go up?
Your progressive insurance premiums went up for one of several reasons, such as filing a claim or getting a moving violation. However, it’s possible that your premium went up for reasons outside of your control, such as crime and accident trends where you live.
Reasons Your Progressive Insurance Went Up
- Filed a claim
- Got a moving violation
- Increased coverage
- Added a new driver
- Switched cars
- Moved to...
Why is Progressive so cheap?
Progressive is so cheap because it offers a wide variety of discounts and gives consumers tools to acheive the best rates possible, such as Progressive's price comparison tool and their Name Your Price® program. A minimum coverage policy from Progressive costs an average of $54 per month, and Progressive premiums can be made even cheaper by taking advantage of discounts such as continuous insurance discount and paperless discount. Plus, Progressive rewards customer loyalty with discounts...
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