Lilah Butler, Car Insurance Writer
@lilah_c
Yes, Auto-Owners offers non-owner car insurance for people who do not have access to a car owned by someone in their household. Non-owner car insurance is a good investment for drivers who don't own a car themselves but frequently borrow or rent cars, or those who need to file an SR-22 or FR-44 with their state to prove they have car insurance. A non-owner policy from Auto-Owners typically costs around $86 per year.
Auto-Owners non-owner car insurance provides liability insurance to cover other people's expenses in the event that you are responsible for an accident. Policies can also include personal injury protection, MedPay and uninsured/underinsured motorist coverage, depending on your state's requirements.
When to Consider Auto-Owners Non-Owner Car Insurance
- You just got rid of your car but plan to get another one soon.
- You rent cars regularly.
- You frequently use car-sharing services such as Zipcar, Car2go, or GIG Car Share.
- You want to reinstate your license after a suspension or revocation.
- You need to file an SR-22/FR-44 form despite not owning a car.
- You want to maintain continuous coverage to prevent future premium increases.
Call your local agent to find out how much Auto-Owners non-owner insurance would cost you.
To learn more, check out a full review of Auto-Owners on WalletHub, as well as our guide to non-owner car insurance.
People also ask
What type of insurance is Auto-Owners?
Auto-Owners is a property and casualty insurance company that offers policies like auto, homeowners, and renters insurance to customers in many states. Auto-Owners is best known for selling car insurance policies, and it offers all the major types of coverage like liability, comprehensive, and collision insurance.
Types of Insurance Offered by Auto-Owners
- Car insurance
- Motorcycle, ATV & Off-Road Vehicle, Motor Home & RVnBoat, or Trailer
- Homeowners, Condo, Renters, Rental Dwelling, Mobile Home, and Farm insurance
- ...
Do I need car insurance if I don't own a car?
No, you do not need car insurance if you don't own a car and don't plan to drive, unless your state has required you to file an SR-22 or FR-44. If that is the case, then you can purchase non-owner insurance, which will give you at least the minimum amount of coverage required by your state.
Even if you’re not required to carry non-owner car insurance, it’s a smart investment if you want the freedom to...
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