Melissa Sherrard, Car Insurance Writer
@melissa_sherrard
A Progressive umbrella policy covers claims beyond the limits of an existing auto or home insurance policy, adding up to $5 million in additional liability coverage. Progressive umbrella insurance may also cover claims that aren't covered by a standard liability policy, like slander, libel, and psychological harm.
What Progressive Umbrella Policies Cover
- Personal liability lawsuits such as libel, slander, and defamation of character
- Liability incidents that happen abroad
- Vacation rental liability
- Defense coverage for legal fees and court costs
Progressive's umbrella policies are a good choice for customers with a high net worth who want extra coverage for property damage, injuries, and possible lawsuits that could result from various types of incidents. To be eligible, you will also need an auto, home, renters, or condo insurance policy from Progressive.
You can get a quote for Progressive umbrella insurance by calling (877) 777-1783.
To learn more, check out reviews and key information about Progressive on WalletHub, as well as our guide to umbrella insurance.
People also ask
How much is the Progressive multi-policy discount?
Progressive's multi-policy discount is 5% off one of the policies' premiums, on average. Customers can earn the Progressive multi-policy discount by bundling any combination of two or more insurance policies from Progressive, such as auto, home, renters, boat, motorcycle and RV insurance policies.
For example, if you start with home insurance, you can add auto insurance or any other policy at a later date to qualify for Progressive’s multi-policy discount. Just keep in mind...
read full answer by Lilah Butler, Car Insurance WriterWhat does umbrella insurance cover?
Umbrella insurance covers injuries, property damage, certain lawsuits, and personal liability situations that exceed your home and auto liability coverage. An umbrella policy extends your liability insurance limits and offers protection for situations not covered by a standard liability policy, such as libel or slander.
On the other hand, umbrella insurance does not cover claims that are excluded outright from liability insurance, such as intentional damage or damage to your own property.
What Umbrella Insurance...
read full answer by WalletHub, Financial CompanyHow much liability insurance do I need?
You need enough liability insurance to cover your net worth. Having coverage equal to the value of the assets you own and all the money you have, minus your debt, protects you financially in case of a serious car accident.
When to Carry Only the Minimum Liability Coverage
Although almost every state requires drivers to carry liability insurance, the minimum coverage is not always enough to cover the cost of an accident. It’s always...
read full answer by WalletHub, Financial CompanyDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.