Candace Baker, Car Insurance Writer
@candacebaker
The city in New Hampshire with the least expensive auto insurance premiums is Keene, which has an average annual premium of $984 per year. By comparison, the overall average cost of car insurance in New Hampshire is $1,184 per year.
Cheapest Cities for Car Insurance in New Hampshire
- Keene: $984 per year
- Berlin: $1,060 per year
- Hanover: $1,060 per year
- Laconia: $1,069 per year
Some cities in New Hampshire have cheaper car insurance premiums than others because insurance companies take a driver's ZIP code into account when calculating their premium, alongside other factors. For example, drivers who live in dense urban areas typically pay more for coverage than drivers in rural areas because they're more likely to get into an accident. And if an area has a particularly high theft rate, car insurance may be more expensive due to the risk of vehicles being stolen.
You can reduce the amount that you'll pay for car insurance by getting quotes from at least three different companies and comparing your options on a regular basis. You can start with WalletHub's picks for the cheapest car insurance companies in New Hampshire.
Cheapest Car Insurance in New Hampshire
To learn more, check out WalletHub's guide to the cheapest car insurance in New Hampshire.
People also ask
Does ZIP code affect car insurance?
Yes, ZIP codes affect car insurance premiums. Drivers in the most expensive ZIP codes in New York and California, for example, pay an average of about $3,500 more per year for full-coverage car insurance than drivers in the least expensive areas of those states. And drivers in the most expensive states for car insurance, like New York, can expect to pay at least $700 more per year for minimum coverage than drivers in the least...
read full answer by WalletHub, Financial CompanyHow much is car insurance in New Hampshire per month?
Car insurance in New Hampshire costs $42 per month or $503 per year for minimum coverage, on average. The cheapest car insurance companies in New Hampshire are GEICO, Amica, and NJM, and getting quotes from several companies can help you find the best deal.
The average cost of car insurance in New Hampshire is 91% higher than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance...
read full answer by Candace Baker, Car Insurance WriterHow much car insurance do I need in New Hampshire?
New Hampshire law requires drivers who get car insurance to have $25,000 in coverage for one person’s bodily injury or death (up to $50,000 total per accident), and $25,000 in coverage for other people’s property damage when you are at fault. New Hampshire also requires MedPay and uninsured motorist insurance.
MedPay covers medical expenses for you and your passengers after an accident. UM replaces the liability coverage an at-fault driver should’ve had.
Alternatively, you don't...
read full answer by Anamarie Waite, Car Insurance WriterDid we answer your question?
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